825 W Socrum Loop Rd, Lakeland, FL 33809 Property Records

Polk County property record for 825 W Socrum Loop Rd, Lakeland, FL 33809

Property Summary

Property Type	Pasture
Details	2 bd · 2 ba · 1,550 sqft · built 1989
Lot Size	3.49 acres (152,103 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jun 2024)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000000-031160`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000000-031160`
Alternative APNs	`122723000000031160` `22723000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Gross Area
1st Floor Area	1,550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	152,103 sqft
View / Lot	Agricultural
Garage Type	Detached
Garage Area	360 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	825 W SOCRUM LOOP RD
City	LAKELAND
State	FL
Zip	33809-5242
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	XX
Legal Description	BEG SW COR OF SW1/4 OF NE1/4 OF NW1/4 RUN N 224.5 FT TO POB RUN N 443.9 FT E 333 FT S 439.12 FT W 103.95 FT S 229 FT W 20 FT N 206.3 FT W 92.68 FT N 18.2 FT W 116.32 FT TO POB LESS: COM SE COR OF NW1/4 OF NW1/4 OF SEC EAST ALG S BNDRY OF NW1/4 119.50
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	BRENTWOOD LANE
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2013
Census Tract	12307

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2024	Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Sep 26, 2019	Warranty Deed, Transfer · Conventional with PMI AMERIFIRST FIN'L CORP
Sep 26, 2019	Correction Deed, Transfer SMART TITLE
Sep 26, 2019	Correction Deed, Transfer SMART TITLE
Jul 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	2024137915
Deed Book / Page	13153 / 2224
Prior Transfer Date	Jun 26, 2019
Prior Transfer Doc	0109070248
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242

Mortgage

Document Number	0000051519
Date	Feb 25, 2022
Book Page	12133/1181
Instrument	2022051519

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 14, 2024
Property Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Document Number	0000137915
Book / Page	13153 / 2224
Instrument Date	Jun 6, 2024
Instrument	2024137915
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2455 ERIKSON PARK ST, AUBURNDALE, FL 33823-5452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242

Mortgage

Document Number	0131532226
Date	Jun 14, 2024
Instrument	13153/2226

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 26, 2019
Property Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Document Number	0109870631
Book / Page	010987 / 000631
Instrument Date	Sep 20, 2019
Instrument	204781
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	SMART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,862.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	825 W SOCRUM LOOP RD LAKELAND FL 338095242, LAKELAND, FL 33809-5242

Mortgage

Document Number	109870633
Date	Sep 26, 2019
Book Page	010987/000633
Instrument	204782

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Sep 26, 2019
Property Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Document Number	0109870624
Book / Page	010987 / 000624
Instrument Date	Sep 19, 2019
Instrument	204778
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	SMART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 W SOCRUM LOOP RD LAKELAND FL 338095242, LAKELAND, FL 33809-5242

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Sep 26, 2019
Property Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Document Number	0109870626
Book / Page	010987 / 000626
Instrument Date	Sep 17, 2019
Instrument	204779
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	SMART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2019
Property Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Document Number	0109070248
Book / Page	010907 / 000248
Instrument Date	Jun 26, 2019
Instrument	146973
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 W SOCRUM LOOP RD LAKELAND FL 338095242, LAKELAND, FL 33809-5242

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2019
Property Address	825 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Document Number	0109070246
Book / Page	010907 / 000246
Instrument Date	Jun 21, 2019
Instrument	146972
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 TOWNS BLUFF RD HAZLEHURST GA 315395001, HAZLEHURST, GA 31539-5001

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,114 (-3.89%)	$365,004 (-7.67%) Land $34,669 Building $330,335
2025	$4,257.00 (+61.01%)	$369,472 (+97.54%)	$395,316 (+36.73%) Land $34,669 Building $360,647
2024	$2,644.00 (+7.83%)
2023	$2,452.00 (+3.37%) Homeowner's exemption	$187,035 (+3%)	$289,131 (+8.68%) Land $32,460 Building $256,671
2022	$2,372.00 Homeowner's exemption	$181,587	$266,046 Land $27,166 Building $238,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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