815 W Socrum Loop Rd, Lakeland, FL 33809 Property Records

Polk County property record for 815 W Socrum Loop Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,145 sqft · built 1988
Lot Size	0.47 acres (20,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (May 2026)
Tax Bill	$742 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000000-031180`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000000-031180`
Alternative APNs	`122723000000031180` `22723000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,145 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	2,145 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	20,451 sqft (0.47 acres)
Lot Dimensions	199 ft deep x 103 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Unfinished Open Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	815 W SOCRUM LOOP RD
City	LAKELAND
State	FL
Zip	33809-5242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	W 123.95 FT OF E 460.9 FT OF S 229 FT OF SW1/4 OF NE1/4 OF NW1/4 LESS W 20 FT
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	BRENTWOOD LANE
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2013
Census Tract	12307

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7330 S WATERWAY DR, MIAMI, FL 33155-2706
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage CITI NATIONAL BANK OF FLORIDA
Jul 27, 2020	Quit Claim Deed, Transfer NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Jan 9, 2007 · Amount on Record
Deed Document Number	2026108379
Deed Book / Page	13987 / 269
Prior Transfer Date	Jul 9, 2012
Prior Transfer Doc	0000170363
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	815 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Investor	Possibly a Property Investor

Mortgage

Document Number	0000288384
Date	Nov 4, 2021
Book Page	11968/401
Instrument	2021288384

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 6, 2026
Property Address	815 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Document Number	0000108379
Book / Page	13987 / 269
Instrument Date	Apr 30, 2026
Instrument	2026.108379
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274,316.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7330 S WATERWAY DR, MIAMI, FL 33155-2706
Investor	Possibly a Property Investor

Mortgage

Document Number	0000108380,
Date	May 6, 2026
Book Page	13987/271
Instrument	2026.108380

Lender

Name	CITI NATIONAL BANK OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 27, 2020
Property Address	815 W SOCRUM LOOP RD, LAKELAND, FL 33809-5242
Document Number	0113112282
Book / Page	011311 / 002282
Instrument Date	May 14, 2020
Instrument	149928
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 W SOCRUM LOOP RD LAKELAND FL 338095242, LAKELAND, FL 33809-5242

Mortgage

Document Number	113112286
Date	Jul 27, 2020
Book Page	011311/002286
Instrument	149929

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$742.00 (-45.56%) Homeowner's exemption	$97,598 (+5.99%)	$404,009 (+16.16%) Land $15,532 Building $388,477
2024	$1,363.00 (+14.44%)
2023	$1,191.00 (+5.12%) Homeowner's exemption	$92,084 (+3%)	$347,807 (+10.38%) Land $14,935 Building $332,872
2022	$1,133.00 Homeowner's exemption	$89,402	$315,089 Land $12,545 Building $302,544

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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