Nelson County property record for 825 Thomas Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,508 sqft · built 1970 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,900 (Jan 2012) |
| Tax Bill | $1,854 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75000-00-038 |
| Primary APN | 75000-00-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Basement Area | 1,508 sqft |
| Finished Basement | 1,508 sqft |
| Unfinished Basement | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 71900 |
|---|---|
| Street Address | 825 THOMAS LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 825 THOMAS LANE |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 930500 |
825 Thomas Ln is owned and occupied by two individuals who bought it in January 2012.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 825 THOMAS LN, BLOOMFIELD, KY 40008-7414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit ARK-LA-TEX FINANCIAL SERVICES LLC |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Aug 11, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WILSON & MUIR BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2012 · Amount on File |
| Deed Sale | Jan 30, 2012 · Amount on File |
| Deed Document Number | 2012273709 |
| Deed Book / Page | 481 / 637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 825 THOMAS LN, BLOOMFIELD, KY 40008-7414 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | HOME CLOSINGS INC |
| Name | Verified Name |
|---|
| Document Number | 0M1531/341 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | M1531/341 |
| Instrument | 2026000114 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 825 THOMAS LN, BLOOMFIELD, KY 40008-7414 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Name | Verified Name |
|---|
| Document Number | M1333/606 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | M1333/606 |
| Instrument | 2021010606 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 825 THOMAS LN, BLOOMFIELD, KY 40008-7414 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017009812 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | M1142/572 |
| Instrument | 2017009812 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMFIELD, KY 40008 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 15, 2022 |
The 2025 property tax bill for 825 Thomas Ln was $1,854.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,854.00 | $169,900 Land $169,900 | $169,900 Land $169,900 |
| 2023 | $1,963.00 | $169,900 | $169,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 825 Thomas Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 825 Thomas Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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