Nelson County property record for 820 Thomas Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,196 sqft · built 1993 |
| Lot Size | 6.28 acres (273,557 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Sep 2018) |
| Tax Bill | $2,495 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75000-00-039 |
| Primary APN | 75000-00-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Basement Area | 2,196 sqft |
| Finished Basement | 2,196 sqft |
| Unfinished Basement | 2,196 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 273,557 sqft (6.28 acres) |
| Garage Type | Attached |
| Garage Area | 1,926 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 84450 |
|---|---|
| Street Address | 820 THOMAS LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 820 THOMAS LANE PC15-183 |
| Legal Subdivision | CARRIE VAUGHN ESTATES |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930500 |
Source: Nelson County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 820 THOMAS LN, BLOOMFIELD, KY 40008-7414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARK COMMUNITY FCU |
| Sep 14, 2018 | Deed, Transfer · Conventional Mortgage TRANSCEND CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 201811385 |
| Deed Book / Page | 542 / 160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 820 THOMAS LN, BLOOMFIELD, KY 40008-7414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1243/74 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | M1243/74 |
| Instrument | 2020002213 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | TAYLORSVILLE, KY 40071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 820 THOMAS LN, BLOOMFIELD, KY 40008-7414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TURN KEY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | M1297/142 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | M1297/142 |
| Instrument | 2021000909 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Sep 14, 2018 |
| Property Address | 820 THOMAS LN, BLOOMFIELD, KY 40008-7414 |
| Document Number | D542/160 |
| Book / Page | D542 / 160 |
| Map Reference | CAB15 SL183 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 2018011385 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 820 THOMAS LN, BLOOMFIELD, KY 40008-7414 |
| Document Number | 2018011386 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018011386 |
| Name | TRANSCEND CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,495.00 (-7.63%) | $235,000 (-) Building $235,000 | $235,000 (-) Building $235,000 |
| 2023 | $2,701.00 | $235,000 | $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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