Manitowoc County property record for 825 Summit St, Manitowoc, WI 54220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,276 sqft · built 1951 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Oct 2026) |
| Tax Bill | $2,881 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-490-000-900.00 |
| Primary APN | 52-490-000-900.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 825 SUMMIT ST |
|---|---|
| City | MANITOWOC |
| State | WI |
| Zip | 54220-6645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MICHIGAN HEIGHTS ADDITION LOT 90 |
| Legal Subdivision | MICHIGAN HEIGHTS ADDITION |
| Legal Lot Number | 90 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | MANITOWOC |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 800 |
825 Summit St is owned and occupied by two individuals who bought it in October 2026.
Source: Manitowoc County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 825 SUMMIT ST, MANITOWOC, WI 54220-6645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Dec 20, 2023 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| Aug 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on File |
| Deed Sale | Oct 1, 2026 · Amount on File |
| Prior Sale | Nov 3, 2010 · Amount on File |
| Deed Document Number | 20261299859 |
| Deed Book / Page | 3796 / 122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Oct 1, 2026 |
| Property Address | 825 SUMMIT ST, MANITOWOC, WI 54220-6645 |
| Document Number | 0001299859 |
| Book / Page | 3796 / 122 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20261299859 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | CALIBER TITLE LLC, CALIBER TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 825 SUMMIT ST, MANITOWOC, WI 54220-6645 |
| Document Number | 0001299860, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20261299860 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0001299861, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 3796/137 |
| Instrument | 20261299861 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 825 SUMMIT ST, MANITOWOC, WI 54220-6645 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003596/278 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 3596/278 |
| Instrument | 1268501 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 825 SUMMIT ST, MANITOWOC, WI 54220-6645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001184182 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 1184182 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 825 Summit St was $2,881.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Manitowoc City |
| Unified School District | Manitowoc School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,881.00 Homeowner's exemption | $203,000 Land $20,000 Building $183,000 | $206,174 Land $20,313 Building $185,861 |
| 2023 | $2,192.00 Homeowner's exemption | $149,900 Land $18,600 Building $131,300 | $150,000 Land $18,612 Building $131,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 825 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 825 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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