815 Summit St, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 815 Summit St, Manitowoc, WI 54220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,109 sqft · built 1949
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (May 2025)
Tax Bill	$2,727 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-490-000-930.00`

Property Details

APN / Parcel Number

Primary APN	`52-490-000-930.00`
Alternative APNs	`052-490-000-930.00` `490000930`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,109 sqft Living Area
Gross Area	2,355 sqft
1st Floor Area	933 sqft
2nd Floor Area	176 sqft
Basement Area	1,246 sqft
Finished Basement	364 sqft
Unfinished Basement	882 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	815 SUMMIT ST
City	MANITOWOC
State	WI
Zip	54220-6645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHIGAN HEIGHTS ADDN LOT 93
Legal Subdivision	MICHIGAN HEIGHTS ADD
Legal Lot Number	93
Jurisdiction	MANITOWOC WI
Township / Civil Division	MANITOWOC
Census Block Group	2
Census Block	2022
Census Tract	800

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 SUMMIT ST, MANITOWOC, WI 54220-6645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NA
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST NA
Dec 17, 2021	Warranty Deed, Transfer
Nov 4, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	20251283559
Deed Book / Page	3690 / 542
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	815 SUMMIT ST, MANITOWOC, WI 54220-6645
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SUMMIT ST, MANITOWOC, WI 54220-6645

Mortgage

Document Number	003751/544
Date	Mar 16, 2026
Book Page	3751/544
Instrument	1293085

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jun 30, 2023
Property Address	815 SUMMIT ST, MANITOWOC, WI 54220-6645
Document Number	003568/231
Book / Page	3568 / 231
Instrument Date	Jun 30, 2023
Instrument	1263769
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SUMMIT ST, MANITOWOC, WI 54220-6645

Mortgage

Document Number	0001263770
Date	Jun 30, 2023
Instrument	1263770

Lender

Name	BANK FIRST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	815 SUMMIT ST, MANITOWOC, WI 54220-6645
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003481/506
Date	Mar 14, 2022
Book Page	3481/506
Instrument	1248745

Lender

Name	BANK FIRST NA
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Dec 17, 2021
Property Address	815 SUMMIT ST, MANITOWOC, WI 54220-6645
Document Number	003462/452
Book / Page	3462 / 452
Instrument Date	Dec 16, 2021
Instrument	1245388
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6205 WCSTWOOD DRIVE, AMARILLO, TX 79124-1212

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MANITOWOC WI
Recording Date	Nov 4, 2019
Property Address	815 SUMMIT ST, MANITOWOC, WI 54220-6645
Document Number	0001211905
Book / Page	003254 / 000222
Instrument Date	Oct 29, 2019
Instrument	1211905
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 SUMMIT ST MANITOWOC WI 542206645, MANITOWOC, WI 54220-6645

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Manitowoc City
Unified School District	Manitowoc School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,727.00 (+8.91%)	$193,000 (+23.72%) Land $20,000 Building $173,000	$196,017 (+25.49%) Land $20,313 Building $175,704
2024	$2,504.00 (+9.2%)	$156,000 (-) Land $18,600 Building $137,400
2023	$2,293.00 (-14.76%) Homeowner's exemption	$156,000 (+4.84%) Land $18,600 Building $137,400	$156,200 (-10.13%) Land $18,624 Building $137,576
2022	$2,690.00 Homeowner's exemption	$148,800 Land $18,600 Building $130,200	$173,800 Land $21,725 Building $152,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

815 Summit St, Manitowoc, WI 54220 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Summit St

Nearby Streets

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