Essex County and Millburn Township property record for 825 Ridgewood Rd, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,708 sqft · built 1959 |
| Lot Size | 0.181 acres (7,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Nov 2014) |
| Tax Bill | $15,193 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 12-00611-0000-00003 |
| Primary APN | 12-00611-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 7,876 sqft (0.181 acres) |
| Lot Dimensions | 125 ft deep x 63 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 825 RIDGEWOOD RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 63X125 |
| Legal Subdivision | FISHER ESTATES |
| Legal Block | 611 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 20200 |
825 Ridgewood Rd is owned and occupied by two individuals who bought it in November 2014.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 825 RIDGEWOOD RD, MILLBURN, NJ 07041-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Aug 23, 2018 | Grant Deed, Transfer · Conventional Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2014 · Amount on File |
| Deed Sale | Nov 25, 2014 · Amount on File |
| Prior Sale | Oct 23, 2014 · Amount on File |
| Deed Book / Page | 12526 / 2657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 825 RIDGEWOOD RD, MILLBURN, NJ 07041-1547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 825 RIDGEWOOD RD, MILLBURN, NJ 07041-1547 |
| Document Number | 0000151619 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021151619 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 825 RIDGEWOOD RD, MILLBURN, NJ 07041-1547 |
| Document Number | 0000057692 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 825 RIDGEWOOD RD MILLBURN NJ 070411547, MILLBURN, NJ 07041-1547 |
| Document Number | 0000057692 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 57692 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 23, 2018 |
| Property Address | 825 RIDGEWOOD RD, MILLBURN, NJ 07041-1547 |
| Document Number | 0000074046 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 74046 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $797.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 825 RIDGEWOOD RD MILLBURN NJ 070411547, MILLBURN, NJ 07041-1547 |
| Document Number | 74049 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 74049 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | OFALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2048 |
The 2025 property tax bill for 825 Ridgewood Rd was $15,193, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $752,500 (-) Land $493,300 Building $259,200 | $752,500 (-) Land $493,300 Building $259,200 | |
| 2025 | $15,193.00 (+1.87%) | $752,500 Land $493,300 Building $259,200 | $752,500 Land $493,300 Building $259,200 |
| 2024 | $14,914.00 | ||
| 2023 | $752,500 Land $493,300 Building $259,200 | $752,500 Land $493,300 Building $259,200 | |
| 2022 | $14,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 825 Ridgewood Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 87 (1978–2026) |
| Claims Outside the SFHA | 68 of 87 |
| Most Recent Claim | Jul 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 825 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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