822 Ridgewood Rd, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 822 Ridgewood Rd, Millburn, NJ 07041

Property Summary

Property TypeSingle Family Home
Details1,965 sqft · built 1961
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on Record
Last Sale$930,000 (Jul 2018)
Tax Bill$18,577 (2025)
Deeds & MortgagesOct 2019 Mortgage
Feb 2019 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN12-00612-0000-00004

Property Details

APN / Parcel Number

Primary APN12-00612-0000-00004
Alternative APNs
  • 120061200004
  • 07041

Interior

Stories2 Stories
Building Area1,965 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeFrame
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address822 RIDGEWOOD RD
CityMILLBURN
StateNJ
Zip07041-1548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60X150
Legal SubdivisionFISHER ESTATES
Legal Block612
Legal Lot Number4
JurisdictionESSEX NJ
Township / Civil DivisionMILLBURN
Census Block Group4
Census Block4015
Census Tract20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address822 RIDGEWOOD RD, MILLBURN, NJ 07041-1548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2019Deed of Trust, Mortgage
KEARNY BK
Feb 23, 2019Deed of Trust, Mortgage · Line of Credit
KEARNY BK
Jul 13, 2018Grant Deed, Transfer
KEARNY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2018 · Amount on Record
Deed SaleJul 13, 2018 · Amount on Record
Prior SaleSep 30, 2009 · Amount on Record
Deed Document Number201860174
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address822 RIDGEWOOD RD, MILLBURN, NJ 07041-1548
Document Number0000104268
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 18, 2019
Title CompanyTITLE VEST

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address822 RIDGEWOOD RD MILLBURN NJ 070411548, MILLBURN, NJ 07041-1548

Mortgage

Document Number0000104268
DateNov 1, 2019
Instrument104268
Lender
NameKEARNY BK
AddressFAIRFIELD, NJ 07004
Agreement
AmountAmount Recorded
Term360 Months
DueOct 31, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address822 RIDGEWOOD RD, MILLBURN, NJ 07041-1548
Document Number0000022411
Instrument DateFeb 23, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address822 RIDGEWOOD RD MILLBURN NJ 070411548, MILLBURN, NJ 07041-1548

Mortgage

Document Number0000022411
DateMar 11, 2019
Instrument22411
Lender
NameKEARNY BK
AddressFAIRFIELD, NJ 07004
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJul 13, 2018
Property Address822 RIDGEWOOD RD, MILLBURN, NJ 07041-1548
Document Number0000060174
Instrument DateJun 15, 2018
Instrument60174
Transaction TypeTransfer
Record UpdatedSep 25, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address822 RIDGEWOOD RD MILLBURN NJ 070411548, MILLBURN, NJ 07041-1548

Mortgage

Document Number60175
DateJul 13, 2018
Instrument60175
Lender
NameKEARNY BK
AddressFAIRFIELD, NJ 07004
Agreement
AmountAmount Recorded
Term360 Months
DueJul 12, 2048

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMillburn Township
Unified School DistrictMillburn Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$920,100 (-) Land $468,600 Building $451,500$920,100 (-) Land $468,600 Building $451,500
2025$18,577.00 (+1.87%)$920,100 (-) Land $468,600 Building $451,500$920,100 (-) Land $468,600 Building $451,500
2024$18,236.00 (+2.01%)
2023$920,100 Land $468,600 Building $451,500$920,100 Land $468,600 Building $451,500
2022$17,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims87 (1978–2026)
Claims Outside the SFHA68 of 87
Most Recent ClaimJul 2026
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 13 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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