825 N 43rd Ave E, Duluth, MN 55804 Property Records

St. Louis County property record for 825 N 43rd Ave E, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1940
Square Footage	1,623 sqft Gross Area
Lot Size	7,000 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$405,000 (2025)
Tax Bill	$4,676.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-3010-05080`
Alternative APNs	`1043382` `1189817`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,623 sqft Gross Area
1st Floor	1,177 sqft 1st Floor
Basement Area	716 sqft Basement
Finished Basement	716 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	7,000 sqft (0.16 acres)
Garage Area	672 sqft Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Sauna	Sauna
Storage Building	80 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1189817
Street Address	825 N 43RD AVE E
City	DULUTH
State	MN
Zip	55804-1939
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0008 BLOCK:059 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	59
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	3
Census Block	3021
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3010-05080

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	825 N 43RD AVE E, DULUTH, MN 55804-1939
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Mar 10, 2018	Deed of Trust, Mortgage · Veterans Administration Mortgage MR COOPER
Dec 12, 2017	Quit Claim Deed, Transfer Quitclaim Document

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Mar 20, 2008 · Amount on Record
Deed Doc Number	20251520722
Record Refreshed	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2025
Property Address	825 N 43RD AVE E, DULUTH, MN 55804-1939
Document Number	0001520722
Instrument Date	Oct 10, 2025
Instrument	1520722
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	825 N 43RD AVE E, DULUTH, MN 55804-1939

Mortgage

Document Number	0001520723
Date	Oct 21, 2025
Instrument	1520723

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 01, 2030
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Max Rate	11.7%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	825 N 43RD AVE E, DULUTH, MN 55804-1939
Document Number	00A1329678
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	825 N 43RD AVE E DULUTH MN 558041939, DULUTH, MN 55804-1939

Mortgage

Document Number	00A1329678
Date	Mar 20, 2018
Instrument	A1329678

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 12, 2017
Property Address	825 N 43RD AVE E, DULUTH, MN 55804-1939
Document Number	00A1324006
Instrument Date	Dec 12, 2017
Instrument	A1324006
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	825 N 43RD AVE E DULUTH MN 558041939, DULUTH, MN 55804-1939

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,676.00 (+7.35%) Homeowner's exemption
2025	$4,356.00 (-1.27%) Homeowner's exemption	$393,200 (+18.36%) Land $47,900 Building $345,300	$393,200 (+18.36%) Land $47,900 Building $345,300
2024	$4,412.00	$332,200 (+13.38%) Land $46,200 Building $286,000	$332,200 (+13.38%) Land $46,200 Building $286,000
2022		$293,000 Land $35,600 Building $257,400	$293,000 Land $35,600 Building $257,400

Flood & Wildfire

825 N 43rd Ave E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

825 N 43rd Ave E, Duluth, MN 55804 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on N 43rd Ave E

Nearby Streets

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