1215 N 43rd Ave E, Duluth, MN 55804 Property Records

St. Louis County property record for 1215 N 43rd Ave E, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 944 sqft · built 1911
Lot Size	0.321 acres (14,003 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (May 2023)
Tax Bill	$3,524 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3030-05660`

Property Details

APN / Parcel Number

Primary APN	`010-3030-05660`
Alternative APNs	`1027769` `1149190`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	944 sqft Gross Area
1st Floor Area	944 sqft
Basement Area	472 sqft
Finished Basement	472 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	14,003 sqft (0.321 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	84 sqft
Deck Area	64 sqft
Patio Area	196 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1149190
Street Address	1215 N 43RD AVE E
City	DULUTH
State	MN
Zip	55804-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 AND 8 SERIAL #
Legal Subdivision	LONDON ADDITION
Legal Block	107
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3030-05660

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1215 N 43RD AVE E, DULUTH, MN 55804-1443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Mar 24, 2015 · Amount on Record
Deed Document Number	20231467304
Prior Transfer Date	Dec 08, 2012
Prior Transfer Doc	0000003781
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 31, 2023
Property Address	1215 N 43RD AVE E, DULUTH, MN 55804-1443
Document Number	0001467304
Instrument Date	May 24, 2023
Instrument	1467304
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$917.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1216 N 43RD AVE E, DULUTH, MN 55804-1482

Mortgage

Document Number	0001467305
Date	May 31, 2023
Instrument	1467305

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.81%
Type Change Date	Jun 01, 2026
Change Frequency	3 Years
Min Rate At Change	4.81%
Max Rate At Change	8.81%
Index	10-Year TN
Max Rate	12.8%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,524.00 (+6.92%) Homeowner's exemption
2025	$3,296.00 (+7.36%) Homeowner's exemption	$276,000 (+6.07%) Land $67,100 Building $208,900	$276,000 (+6.07%) Land $67,100 Building $208,900
2024	$3,070.00 (+2.47%)	$260,200 (+30.82%) Land $64,700 Building $195,500	$260,200 (+30.82%) Land $64,700 Building $195,500
2023	$2,996.00
2022		$198,900 (+20.91%) Land $49,800 Building $149,100	$198,900 (+20.91%) Land $49,800 Building $149,100
2021		$164,500 Land $41,200 Building $123,300	$164,500 Land $41,200 Building $123,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 540 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Duluth serves 86,859 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.