Blount County property record for 818 McCay Ave, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,180 sqft · built 1901 |
| Lot Size | 0.403 acres (17,550 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $808 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-31-1-002-023 |
| Primary APN | 16-09-31-1-002-023 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,180 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Upper Floors Area | 992 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,550 sqft (0.403 acres) |
| Lot Dimensions | 150 ft deep x 117 ft wide |
| Garage Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 42234 |
|---|---|
| Street Address | 818 MCCAY AVE |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE NW/NE W 362 S 526 TO POB ON W R/W MCCAY AVE S ALG R/W 117 W 150 N 122 E 150 TO POB-- |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 31 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 50105 |
Source: Blount County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 818 MCCAY AVE, ONEONTA, AL 35121-2549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2007 |
| Deed Sale | Jan 24, 2007 |
| Deed Document Number | 2007291978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 818 MCCAY AVE, ONEONTA, AL 35121-2549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 0002018589 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 2018/589 |
| Name | DITECH.COM |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2038 |
| Rate Type | Fixed Rate |
|---|
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $808.00 (+6.46%) Homeowner's exemption | ||
| 2025 | $759.00 | $18,160 (-) | $181,300 (-) Land $24,200 Building $157,100 |
| 2024 | $759.00 (+9.21%) Homeowner's exemption | $18,160 (+8.48%) Land $1,760 Building $16,400 | $181,300 (+8.33%) Land $17,600 Building $163,700 |
| 2023 | $695.00 (+6.76%) Homeowner's exemption | $16,740 (+6.22%) Land $1,760 Building $14,980 | $167,360 (+6.22%) Land $17,600 Building $149,760 |
| 2022 | $651.00 Homeowner's exemption | $15,760 Land $1,760 Building $14,000 | $157,560 Land $17,600 Building $139,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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