Catawba County property record for 825 Gemcrest Dr NE, Conover, NC 28613 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1999 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (Apr 2005) |
| Tax Bill | $818 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Oct 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3742-15-63-7985 |
| Primary APN | 3742-15-63-7985 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 116 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 825 GEMCREST DR NE |
|---|---|
| City | CONOVER |
| State | NC |
| Zip | 28613-7425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 PLAT 45-71 |
| Legal Subdivision | SAPPHIRE RIDGE PH 2 |
| Legal Lot Number | 18 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 10102 |
Source: Catawba County records · APN 3742-15-63-7985
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 825 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHUFORD FCU |
| Oct 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHUFORD FCU |
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHUFORD FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2005 · Amount on Record |
| Deed Sale | Apr 29, 2005 · Amount on Record |
| Prior Sale | Apr 14, 2000 · Amount on Record |
| Deed Document Number | 200511626 |
| Deed Book / Page | 2659 / 27 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 825 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040071429 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 4007/1429 |
| Instrument | 5493 |
| Name | SHUFORD FCU |
|---|---|
| Type | Credit Union |
| Address | HICKORY, NC 28601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 17, 2041 |
| Index | 6-Month T-Bill |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 825 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 825 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Document Number | 0038361974 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 3836/1974 |
| Instrument | 18357 |
| Name | SHUFORD FCU |
|---|---|
| Type | Credit Union |
| Address | HICKORY, NC 28601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 17, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 825 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036651952 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 3665/1952 |
| Instrument | 14646 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 825 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035691782 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 3569/1782 |
| Instrument | 8306 |
| Name | SHUFORD FCU |
|---|---|
| Type | Credit Union |
| Address | HICKORY, NC 28601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 28, 2050 |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Conover City |
| Unified School District | Newton-Conover City Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,200 (-) Land $9,500 Building $195,700 | ||
| 2025 | $818.00 (-49.75%) | $205,200 (+61.96%) Land $9,500 Building $195,700 | |
| 2024 | $1,628.00 | ||
| 2023 | $1,628.00 | $126,700 Land $9,500 Building $117,200 | $205,200 Land $9,500 Building $195,700 |
Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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