Catawba County property record for 823 Gemcrest Dr NE, Conover, NC 28613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,266 sqft · built 2001 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $815 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3742-15-63-7897 |
| Primary APN | 3742-15-63-7897 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| 1st Floor Area | 2,532 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 142 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 18 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 823 GEMCREST DR NE |
|---|---|
| City | CONOVER |
| State | NC |
| Zip | 28613-7425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9A |
| Legal Description | LOT 17 PLAT 45-71 |
| Legal Subdivision | SAPPHIRE RIDGE PH 2 |
| Legal Lot Number | 17 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 10102 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 823 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 18, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2012 |
| Deed Sale | Dec 14, 2012 |
| Prior Sale | Aug 7, 2012 · Amount on Record |
| Deed Document Number | 201222937 |
| Deed Book / Page | 3162 / 952 |
| Last Transfer Date | Feb 23, 2021 |
| Transfer Doc | 0036371109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 823 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 853 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Document Number | 0038150410 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 3815/410 |
| Instrument | 10485 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 823 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035921806 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 3592/1806 |
| Instrument | 16321 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Mar 1, 2021 |
| Property Address | 823 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Document Number | 0036371109 |
| Book / Page | 3637 / 1109 |
| Map Reference | MB 45 PG 71 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 4585 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 823 GEMCREST DR NE, CONOVER, NC 28613-7425 |
| Document Number | 4586 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 4586 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Conover City |
| Unified School District | Newton-Conover City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,400 (-) Land $10,000 Building $194,400 | ||
| 2025 | $815.00 (-49.72%) | $204,400 (+60.06%) Land $10,000 Building $194,400 | |
| 2024 | $1,621.00 | ||
| 2023 | $1,621.00 | $127,700 Land $10,000 Building $117,700 | $204,400 Land $10,000 Building $194,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONOVER serves 15,347 people · EPA ID NC0118020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HICKORY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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