Madison County property record for 825 E Main St, Richmond, KY 40475
| Property Type | Other Improved |
|---|---|
| Details | 1,320 sqft |
| Lot Size | 0.17 acres (7,437 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0031-0014 |
| Primary APN | R009-0031-0014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,320 sqft Total Area |
| Exterior Material | Wood |
|---|---|
| Lot Area | 7,437 sqft (0.17 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 65778 |
|---|---|
| Street Address | 825 E MAIN ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2060 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | RICHMOND INVESTMENT LOT 2 & 3 BLK 11 |
| Legal Block | 11 |
| Legal Lot Number | 2,3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10303 |
Source: Madison County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2124 FROG BRANCH RD, PAINT LICK, KY 40461-9708 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed, Transfer CITIZENS NATIONAL BANK OF SOMERSET |
| Jun 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Dec 28, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 16, 2026 |
| Property Address | 825 E MAIN ST, RICHMOND, KY 40475-2060 |
| Document Number | 00D880/249 |
| Book / Page | D880 / 249 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2014327395 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2124 FROG BRANCH RD, PAINT LICK, KY 40461-9708 |
| Name | Verified Name |
|---|---|
| Address | 1012 ASHLEY CT, RICHMOND, KY 40475-9096 |
| Document Number | 0M2451/711 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | M2451/711 |
| Instrument | 2014327398 |
| Name | CITIZENS NATIONAL BANK OF SOMERSET |
|---|---|
| Type | Bank |
| Address | SOMERSET, KY 42502 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Mar 13, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 825 E MAIN ST, RICHMOND, KY 40475-2060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M2167/14 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | M2167/14 |
| Instrument | 2014095701 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Apr 15, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 28, 2021 |
| Property Address | 825 E MAIN ST, RICHMOND, KY 40475-2060 |
| Document Number | 00D816/331 |
| Book / Page | D816 / 331 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2014070131 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 383 WHITT RD, RICHMOND, KY 40475-9526 |
| Name | Verified Name |
|---|---|
| Address | 2124 FROG BRANCH RD, PAINT LICK, KY 40461-9708 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,273.00 (-2.75%) | $135,000 (-) | $135,000 (-) |
| 2023 | $1,309.00 (+199.54%) | $135,000 (+2%) | $135,000 (+2%) |
| 2022 | $437.00 | $45,000 | $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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