Madison County property record for 823 E Main St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3,414 sqft |
| Lot Size | 0.249 acres (10,850 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Mar 2026) |
| Tax Bill | $292 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0031-0015 |
| Primary APN | R009-0031-0015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,414 sqft Living Area |
| Exterior Material | Brick/Stone |
|---|---|
| Lot Area | 10,850 sqft (0.249 acres) |
| Account Number | 65776 |
|---|---|
| Street Address | 823 E MAIN ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHMOND INVESTMENT LOT 1 & 2 |
| Legal Subdivision | RICHMOND INVESTMENT COMPANYS ADDITION |
| Legal Lot Number | 1,2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10303 |
Source: Madison County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1012 ASHLEY CT, RICHMOND, KY 40475-9096 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed, Transfer CITIZENS NATIONAL BANK OF SOMERSET |
| Apr 1, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Apr 1, 2022 · Amount on Record |
| Deed Document Number | 202614327395 |
| Deed Book / Page | 880 / 249 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 16, 2026 |
| Property Address | 823 E MAIN ST, RICHMOND, KY 40475-2281 |
| Document Number | 00D880/249 |
| Book / Page | D880 / 249 |
| Map Reference | MB 42 PG 474 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2014327395 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2124 FROG BRANCH RD, PAINT LICK, KY 40461-9708 |
| Name | Verified Name |
|---|---|
| Address | 1012 ASHLEY CT, RICHMOND, KY 40475-9096 |
| Document Number | 2014327398 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2014327398 |
| Name | CITIZENS NATIONAL BANK OF SOMERSET |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Mar 13, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 1, 2022 |
| Property Address | 823 E MAIN ST, RICHMOND, KY 40475-2281 |
| Document Number | 00D820/759 |
| Book / Page | D820 / 759 |
| Map Reference | MB 42 PG 474 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2014084482 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $31.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1160 MENELAUS RD, BEREA, KY 40403-9742 |
| Name | Verified Name |
|---|---|
| Address | 2124 FROG BRANCH RD, PAINT LICK, KY 40461-9708 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $292.00 (-2.67%) | $31,000 (-) | $31,000 (-) |
| 2023 | $300.00 (+209.28%) | $31,000 (+21%) | $31,000 (+21%) |
| 2022 | $97.00 | $10,000 | $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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