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825 Cape Cod Cir, Valrico, FL 33594 Property Records

Hillsborough County property record for 825 Cape Cod Cir, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,462 sqft · built 1999
Lot Size0.134 acres (5,850 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Jan 2022)
Tax Bill$3,972 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086308-8196

Property Details

APN / Parcel Number

Primary APN086308-8196
Alternative APN
  • U29292132ZC00000000010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,462 sqft Living Area
Gross Area2,050 sqft
1st Floor Area868 sqft
Upper Floors Area594 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions96 ft deep x 55 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0863088196
Street Address825 CAPE COD CIR
CityVALRICO
StateFL
Zip33594-4386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCOPPER RIDGE TRACT D LOT 1 BLOCK C
Legal Range21E
Legal Township29S
Legal Section29
Legal SubdivisionCOPPER RIDGE TRACT D
Legal TractD
Legal BlockC
Legal Lot Number1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group3
Census Block3005
Census Tract13205

Owner

825 Cape Cod Cir is owned and occupied by two individuals who bought it in January 2022.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address825 CAPE COD CIR, VALRICO, FL 33594-4386
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
May 8, 2017Warranty Deed, Transfer · Conventional with PMI
SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2022 · Amount on File
Deed SaleJan 10, 2022 · Amount on File
Prior SaleMay 8, 2017 · Amount on File
Deed Document Number202215939
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 10, 2022
Property Address825 CAPE COD CIR, VALRICO, FL 33594-4386
Document Number0000015939
Map ReferenceMB 84 PG 11
Instrument DateJan 6, 2022
Instrument2022015939
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3911 TURNBURY ST, 3911, VALRICO, FL 33596-7050

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 CAPE COD CIR, VALRICO, FL 33594-4386

Mortgage

Document Number0000015940
DateJan 10, 2022
Instrument2022015940
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 8, 2017
Property Address825 CAPE COD CIR, VALRICO, FL 33594-4386
Document Number0249201690
Book / Page024920 / 001690
Instrument DateApr 26, 2017
Instrument175451
Transaction TypeTransfer
Record UpdatedMay 25, 2017
Title CompanyPROFESSIONAL TITLE SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,189.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 CAPE COD CIR VALRICO FL 335944386, VALRICO, FL 33594-4386

Mortgage

Document Number249201692
DateMay 8, 2017
Book Page024920/001692
Instrument175453
Lender
NameSUNBELT LNDG SVCS
AddressCLEARWATER, FL 33759
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 7, 2047

Mortgage

Document Number249201705,
DateMay 8, 2017
Book Page024920/001705
Instrument175454
Lender
NameHOUSING FIN AGCY
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 825 Cape Cod Cir was $3,972 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,123 (+0.24%) Land $61,565 Building $161,558$223,123 (-4.41%) Land $61,565 Building $161,558
2025$3,972.00 Homeowner's exemption$222,592$233,407 Land $61,565 Building $171,842
2023$3,554.00 (+56.22%) Homeowner's exemption$210,018 (+49.3%) Land $55,968 Building $154,050$210,018 (-0.97%) Land $55,968 Building $154,050
2022$2,275.00 Homeowner's exemption$140,668$212,067 Land $55,968 Building $156,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 825 Cape Cod Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1979–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Cape Cod Cir is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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