824 Cape Cod Cir, Valrico, FL 33594 Property Records

Hillsborough County property record for 824 Cape Cod Cir, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 895 sqft · built 2000
Lot Size	0.123 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2019)
Tax Bill	$2,511 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0863088054`

Property Details

APN / Parcel Number

Primary APN	`0863088054`
Alternative APN	`U29292132ZA00000000270`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	895 sqft Heated Area
1st Floor Area	895 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.123 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0863088054
Street Address	824 CAPE COD CIR
City	VALRICO
State	FL
Zip	33594-4384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	COPPER RIDGE TRACT D LOT 27 BLOCK A
Legal Range	21E
Legal Township	29S
Legal Section	29
Legal Subdivision	COPPER RIDGE TRACT D
Legal Tract	D
Legal Block	A
Legal Lot Number	27
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	3
Census Block	3000
Census Tract	13205

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	824 CAPE COD CIR, VALRICO, FL 33594-4384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Sep 29, 1999 · Amount on Record
Deed Document Number	2019065374
Deed Book / Page	26397 / 0324
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 13, 2019
Property Address	824 CAPE COD CIR, VALRICO, FL 33594-4384
Document Number	0000065374
Book / Page	26397 / 0324
Map Reference	MB 84 PG 11
Instrument Date	Feb 6, 2019
Instrument	2019065374
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 W CHESTER PIKED, 1100, WEST CHESTER, PA 19382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 CAPE COD CIR, VALRICO, FL 33594-4384

Mortgage

Document Number	0000065375
Date	Feb 13, 2019
Instrument	2019065375

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,511.00 (+11.11%) Homeowner's exemption	$146,355 (+5.99%)	$188,138 (+5.08%) Land $62,964 Building $125,174
2023	$2,260.00 (+6.35%) Homeowner's exemption	$138,087 (+3%)	$179,049 (-3.46%) Land $57,240 Building $121,809
2022	$2,125.00 Homeowner's exemption	$134,065	$185,458 Land $57,240 Building $128,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1979–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20