825 Birch St, Algonquin, IL 60102 Property Records

McHenry County property record for 825 Birch St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1986
Lot Size0.23 acres (10,062 sqft)
OwnerOwner Name on File
Last Sale$108,000 (Apr 2012)
Deeds & MortgagesApr 2024 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN19-27-330-030

Property Details

APN / Parcel Number

Primary APN19-27-330-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1986
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area10,062 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address825 BIRCH ST
CityALGONQUIN
StateIL
Zip60102-2213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2012R0018695 LT 15 BLK 2 SCENIC VIEW SUB
Legal Range08E
Legal Township43N
Legal Section27
Legal SubdivisionSCENIC VIEW
Legal Block2
Legal Lot Number15
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1041
Census Tract871311

Owner

Source: McHenry County records · APN 19-27-330-030

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address825 BIRCH ST, ALGONQUIN, IL 60102-2213

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Commercial Mortgage
PRAIRIE COMMUNITY BANK
Nov 14, 2018Deed of Trust, Mortgage · Commercial Mortgage
PRAIRIE COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2012 · Amount on Record
Deed SaleApr 30, 2012 · Amount on Record
Deed Document NumberTRUSTEE DEED
Record UpdatedJun 07, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address825 BIRCH ST, ALGONQUIN, IL 60102-2213
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 BIRCH ST, ALGONQUIN, IL 60102-2213

Mortgage

Document Number0000009114
DateApr 17, 2024
Instrument2024R0009114
Lender
NamePRAIRIE COMMUNITY BANK
TypeBank
AddressMARENGO, IL 60152
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueMar 22, 2039
Interest
Rate4.04%
Max Rate At Change13.5%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address825 BIRCH ST, ALGONQUIN, IL 60102-2213
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039035
DateNov 14, 2018
Instrument2018R0039035
Lender
NamePRAIRIE COMMUNITY BANK
TypeBank
AddressMARENGO, IL 60152
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueOct 29, 2028
Interest
Rate TypeAdjustable Rate
Rate6.44%
Change FrequencyMonthly
Min Rate At Change3.75%
Max Rate12.4%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$65,137 Land $19,398 Building $45,739$195,411 Land $58,194 Building $137,217

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1993–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

Based on FCC filings for 144 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemALGONQUIN
serves 30,700 people
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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