725 Birch St, Algonquin, IL 60102 Property Records

McHenry County property record for 725 Birch St, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,296 sqft · built 1979
Lot Size0.268 acres (11,695 sqft)
Owner2 Individual Names on File
Deeds & MortgagesMar 2021 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-27-330-033

Property Details

APN / Parcel Number

Primary APN19-27-330-033

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,296 sqft
Gross Area1,920 sqft
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1979
Architectural StyleSplit Level
Exterior MaterialFrame Siding
Lot Area11,695 sqft (0.268 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address725 BIRCH ST
CityALGONQUIN
StateIL
Zip60102-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0008837 LT 18 BLK 2 SCENIC VIEW SUB
Legal Range08E
Legal Township43N
Legal Section27
Legal SubdivisionSCENIC VIEW
Legal Block2
Legal Lot Number18
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1041
Census Tract871311

Owner

Source: McHenry County records · APN 19-27-330-033

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address725 BIRCH ST, ALGONQUIN, IL 60102-2211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 12, 2020Warranty Deed, Transfer
LOANDEPOT.COM LLC
Dec 05, 2017Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2020
Deed SaleMar 12, 2020
Prior SaleDec 05, 2017
Deed Document NumberADMINISTRATOR DEED
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address725 BIRCH ST, ALGONQUIN, IL 60102-2211
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyN TITLE COMPANY, SNP TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010926
DateMar 01, 2021
Instrument2021R0010926
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051
Interest
Rate2.87%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 12, 2020
Property Address725 BIRCH ST, ALGONQUIN, IL 60102-2211
Document Number0000008837
Instrument DateFeb 24, 2020
Instrument8837
Transaction TypeTransfer
Record UpdatedApr 07, 2020
Title CompanyBARRISTER TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address725 BIRCH ST ALGONQUIN IL 601022211, ALGONQUIN, IL 60102-2211

Mortgage

Document Number8838
DateMar 12, 2020
Instrument8838
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueMar 11, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 05, 2017
Property Address725 BIRCH ST, ALGONQUIN, IL 60102-2211
Document Number0000045041
Instrument DateNov 08, 2017
Instrument45041
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$282.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address725 BIRCH ST ALGONQUIN IL 601022211, ALGONQUIN, IL 60102-2211

Mortgage

Document Number45042
DateDec 05, 2017
Instrument45042
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 04, 2047
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$90,634 Land $19,398 Building $71,236$271,902 Land $58,194 Building $213,708

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1993–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding
Flood Events
  • Severe Storms & Flooding (Jul 1993), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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