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825 Benefit St, O Fallon, MO 63368 Property Records

St. Charles County property record for 825 Benefit St, O Fallon, MO 63368

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 2,406 sqft · built 2015
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$329,282 (Jun 2016)
Tax Bill$4,284 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT091600029

Property Details

APN / Parcel Number

Primary APNT091600029
Alternative APN
  • 2-113A-A563-00-0033.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,406 sqft Living Area
Gross Area3,608 sqft
1st Floor Area1,604 sqft
Basement Area1,604 sqft
Finished Basement802 sqft
Unfinished Basement802 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT091600029
Street Address825 BENEFIT ST
CityO FALLON
StateMO
Zip63368-7348
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPROVIDENCE #10 LOT 33
Legal SubdivisionPROVIDENCE #10
Legal Lot Number33
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1015
Census Tract311154

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address825 BENEFIT ST, O FALLON, MO 63368-7348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF ST CHARLES MO
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2016 · Amount on Record
Deed SaleJun 8, 2016 · Amount on Record
Prior SaleJan 10, 2011
Deed Document Number2016352290
Deed Book / Page6553 / 249
Last Transfer DateApr 18, 2018
Transfer Doc0069062231
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address825 BENEFIT ST, DARDENNE PRAIRIE, MO 63368-7348
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 BENEFIT ST, DARDENNE PR, MO 63368-7348

Mortgage

Document Number2021R014400
DateFeb 18, 2021
Instrument2021R-014400
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address825 BENEFIT ST, DARDENNE PRAIRIE, MO 63368-7348
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073550306
DateJul 27, 2020
Book Page7355/306
Instrument20200727000528690
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityDardenne Prairie City
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$70,731 (-)$372,269 (-) Building $372,269
2025$4,284.00 (-6.44%)$70,731 (-3.82%)$372,269 (-3.82%) Building $372,269
2024$4,579.00
2023$73,537
2022$387,035 Building $387,035

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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