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8245 Arrowsmith Ln, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 8245 Arrowsmith Ln, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,696 sqft · built 1981
Lot Size0.597 acres (26,044 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Mar 2013)
Tax Bill$3,789 (2023)
Deeds & MortgagesApr 2025 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN213-162-19

Property Details

APN / Parcel Number

Primary APN213-162-19

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,696 sqft Heated Area
Gross Area1,736 sqft
1st Floor Area896 sqft
Upper Floors Area800 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleOther
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area26,044 sqft (0.597 acres)
Patio Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number213-162-19
Street Address8245 ARROWSMITH LN
CityCHARLOTTE
StateNC
Zip28270-0845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionP32 B2 M19-380
Legal SubdivisionSETTLERS LNDG
Legal Block2
Legal Lot Number32
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3003
Census Tract3015

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8245 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2025Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Apr 3, 2019Deed of Trust, Mortgage · FHA Mortgage
GUARANTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2013 · Amount on Record
Deed SaleMar 1, 2013 · Amount on Record
Prior SaleMar 1, 2013
Deed Document Number0028114850
Deed Book / Page28114 / 850
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8245 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address8245 ARROWSMITH LN, CHARLOTTE, NC 28270-0845

Mortgage

Document Number0000040856
DateApr 29, 2025
Book Page39546/562
Instrument2025040856
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8245 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037921
DateApr 3, 2019
Book Page33400/615
Instrument2019037921
Lender
NameGUARANTY HOME MORTGAGE CORP
AddressMURFREESBORO, TN 37129
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		300 / 20

May also be available: T-Mobile.

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