8236 Arrowsmith Ln, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 8236 Arrowsmith Ln, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1981
Lot Size	0.334 acres (14,554 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,694 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`213-162-23`

Property Details

APN / Parcel Number

Primary APN	`213-162-23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,664 sqft Heated Area
Gross Area	1,740 sqft
1st Floor Area	864 sqft
Upper Floors Area	800 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	14,554 sqft (0.334 acres)

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	276 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	213-162-23
Street Address	8236 ARROWSMITH LN
City	CHARLOTTE
State	NC
Zip	28270-0845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L28 B2 M19-380
Legal Subdivision	SETTLERS LNDG
Legal Block	2
Legal Lot Number	28
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	3015

Owner

8236 Arrowsmith Ln is owned and occupied by two individuals who acquired it in March 1997.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Mailing Address	8236 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 2, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 6, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHARONVIEW FCU
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT ADVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 27, 1997
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8236 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120637
Date	Jun 21, 2021
Book Page	36204/965
Instrument	2021120637

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8236 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150182
Date	Nov 2, 2022
Book Page	37753/348
Instrument	2022150182

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8236 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163368
Date	Dec 6, 2017
Book Page	32320/267
Instrument	2017163368

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 25, 2027

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8236 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162951
Date	Dec 5, 2017
Book Page	32318/272
Instrument	2017162951

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2032

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8236 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044191
Date	Apr 5, 2017
Book Page	31696/674
Instrument	2017044191

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8236 ARROWSMITH LN, CHARLOTTE, NC 28270-0845
Document Number	0000016102
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8236 ARROWSMITH LN CHARLOTTE NC 282700845, CHARLOTTE, NC 28270-0845

Mortgage

Document Number	0000016102
Date	Feb 13, 2019
Book Page	033282/000320
Instrument	16102

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2034

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 8236 Arrowsmith Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8236 Arrowsmith Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

May also be available: T-Mobile.

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