824 Windsor Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 824 Windsor Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,202 sqft · built 1959
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Dec 2020)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Dec 2020 Sale Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-041108`

Property Details

APN / Parcel Number

Primary APN	`06-041108`
Alternative APNs	`6041108` `041108`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,202 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	322 sqft
Carport	Carport
Carport Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	041108
Street Address	824 WINDSOR RD
City	CUMBERLAND
State	MD
Zip	21502-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	824 WINDSOR RD LOT 49 100X125 DINGLE ADDN
Legal Subdivision	DINGLE ADD
Legal Lot Number	49
Jurisdiction	ALLEGANY MD
Township / Civil Division	6, CUMBERLAND
Census Block Group	2
Census Block	2033
Census Tract	1200

Owner

824 Windsor Rd is owner-occupied and held in a trust since December 2020.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	824 WINDSOR RD, CUMBERLAND, MD 21502-2730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Grant Deed, Transfer ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY/GARRETT TITLE & SETTL
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage STANDARD BK PASB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Dec 21, 2004 · Amount on File
Deed Book / Page	2616 / 432
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 21, 2020
Property Address	824 WINDSOR RD, CUMBERLAND, MD 21502-2730
Document Number	0026160432
Book / Page	002616 / 000432
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY/GARRETT TITLE & SETTL

Transaction

Amount	Amount on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	824 WINDSOR RD CUMBERLAND MD 215022730, CUMBERLAND, MD 21502-2730

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	824 WINDSOR RD, CUMBERLAND, MD 21502-2730
Document Number	0025070296
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 WINDSOR RD CUMBERLAND MD 215022730, CUMBERLAND, MD 21502-2730

Mortgage

Document Number	0025070296
Date	Oct 24, 2019
Book Page	002507/000296

Lender

Name	STANDARD BK PASB
Address	MONROEVILLE, PA 15146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 23, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 824 Windsor Rd was $2,682.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,400 Land $36,600 Building $278,800	$315,400 Land $36,600 Building $278,800
2025	$2,682.00
2023	$2,297.00	$247,000 Land $36,600 Building $210,400	$247,000 Land $36,600 Building $210,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Windsor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Windsor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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