Allegany County property record for 820 Windsor Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 3,941 sqft · built 1920 |
| Lot Size | 0.379 acres (16,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $679,000 (Jan 2022) |
| Tax Bill | $6,098 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-039197 |
| Primary APN | 06-039197 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,941 sqft Total Area |
| Attic | Attic |
| Attic Area | 585 sqft |
| Basement Area | 989 sqft |
| Finished Basement | 989 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 16,502 sqft (0.379 acres) |
| Lot Dimensions | 131 ft deep x 156 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 560 sqft |
| Porch | Slab |
| Porch Area | 198 sqft |
| Bath House | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 039197 |
|---|---|
| Street Address | 820 WINDSOR RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 820 WINDSOR RD LOT 38 DINGLE 172X 89 156X131 |
| Legal Subdivision | DINGLE |
| Legal Lot Number | 38 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 1200 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 820 WINDSOR RD, CUMBERLAND, MD 21502-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2022 · Amount on Record |
| Deed Sale | Jan 13, 2022 · Amount on Record |
| Prior Sale | Sep 27, 1991 · Amount on Record |
| Deed Book / Page | 2743 / 63 |
| Prior Transfer Date | Dec 22, 2021 |
| Prior Transfer Doc | 002743-0063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 13, 2022 |
| Property Address | 820 WINDSOR RD, CUMBERLAND, MD 21502-2730 |
| Document Number | 002743-0063 |
| Book / Page | 2743 / 63 |
| Map Reference | LB 111 |
| Instrument Date | Dec 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 WINDSOR RD, CUMBERLAND, MD 21502-2730 |
| Document Number | 0000274372 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2743/72 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $753,000 (+5.54%) Land $41,600 Building $711,400 | $753,000 (-) Land $41,600 Building $711,400 | |
| 2025 | $6,098.00 (+7.11%) Homeowner's exemption | $713,467 (+12.46%) | $753,000 (+18.69%) Land $41,600 Building $711,400 |
| 2023 | $5,693.00 Homeowner's exemption | $634,400 Land $41,600 Building $592,800 | $634,400 Land $41,600 Building $592,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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