824 Virginia Ln, Ardmore, OK 73401 Property Records

Carter County property record for 824 Virginia Ln, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,022 sqft · built 1965
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2024)
Tax Bill	$3,294 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0615-00-001-006-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0615-00-001-006-0-001-00`
Alternative APN	`9933`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,022 sqft Living Area
1st Floor Area	3,022 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	125 ft deep x 16 ft wide

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	600 sqft
Porch	Slab
Porch Area	614 sqft
Patio Area	572 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9933
Street Address	824 VIRGINIA LN
City	ARDMORE
State	OK
Zip	73401-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HORNE SUBD' AMENDED, BLK 1 LOT 6 S 16 (16X125.85) LOT 7 (125.85X96.5X165.8X55.5X 64.4)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	HORNE ADDN AMENDED
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2017
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	824 VIRGINIA LN, ARDMORE, OK 73401-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST CO
Oct 28, 2015	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Feb 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST CO
Jul 23, 2024	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Nov 3, 2011 · Amount on Record
Deed Document Number	20246685
Deed Book / Page	7558 / 67
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	824 VIRGINIA LN, ARDMORE, OK 73401-3448
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006430/001
Date	Aug 7, 2017
Book Page	6430/001
Instrument	2017-008100

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 20, 2027

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	824 VIRGINIA LN, ARDMORE, OK 73401-3448
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006986/185
Date	Jan 21, 2021
Book Page	6986/185
Instrument	2021-000580

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	824 VIRGINIA LN, ARDMORE, OK 73401-3448
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006155/090
Date	Oct 28, 2015
Book Page	6155/090
Instrument	2015-012567

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	NORMAN, OK 73071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 5, 2020

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	824 VIRGINIA LN, ARDMORE, OK 73401-3448
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006209/239
Date	Feb 23, 2016
Book Page	6209/239
Instrument	2016-002125

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2031

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 23, 2024
Property Address	824 VIRGINIA LN, ARDMORE, OK 73401-3448
Document Number	0007558/67
Book / Page	7558 / 67
Instrument Date	Jul 22, 2024
Instrument	I-2024-006685
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 VIRGINIA LN, POOLEVILLE, OK 73401-3448

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,352 (+1.07%) Land $2,400 Building $30,952	$277,938 (+1.07%) Land $20,000 Building $257,938
2025	$3,294.00	$33,000 (+34.67%) Land $2,400 Building $30,600	$275,000 (+13.41%) Land $20,000 Building $255,000
2024	$3,294.00 (+42.84%)	$24,504 (+5%) Land $2,400 Building $22,104	$242,493 (+8.22%) Land $20,000 Building $222,493
2023	$2,306.00	$23,338 Land $2,400 Building $20,938	$224,071 Land $20,000 Building $204,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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