Nicollet County property record for 824 Spruce Pl, Saint Peter, MN 56082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,008 sqft · built 1992 |
| Lot Size | 0.285 acres (12,426 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jun 2021) |
| Tax Bill | $3,108 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.708.0220 |
| Primary APN | 19.708.0220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 1,008 sqft |
| Finished Basement | 806 sqft |
| Unfinished Basement | 202 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,426 sqft (0.285 acres) |
| Lot Dimensions | 134 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 824 SPRUCE PL |
|---|---|
| City | SAINT PETER |
| State | MN |
| Zip | 56082-1557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 2 LOT 5 SUBDIVISIONCD 19708 SUBDIVISIONNAME PINE RIDGE SUBD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | PINE RIDGE SUBD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | ST. PETER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 480400 |
Source: Nicollet County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 824 SPRUCE PL, SAINT PETER, MN 56082-1557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Oct 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Prior Sale | Oct 5, 2007 · Amount on Record |
| Deed Document Number | 202167943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Jun 4, 2021 |
| Property Address | 824 SPRUCE PL, SAINT PETER, MN 56082-1557 |
| Document Number | 67943 |
| Instrument Date | May 28, 2021 |
| Instrument | 67943 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 824 SPRUCE PL, SAINT PETER, MN 56082-1557 |
| Document Number | 67944 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 67944 |
| Name | PLAINS COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 824 SPRUCE PL, SAINT PETER, MN 56082-1557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 334395 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 334395 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jun 1, 2043 |
| Rate Type | Fixed Rate |
|---|
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | St. Peter City |
| Unified School District | St. Peter Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,108.00 Homeowner's exemption | $238,400 (+10.73%) Land $49,900 Building $188,500 | $238,400 (+10.73%) Land $49,900 Building $188,500 |
| 2025 | $3,108.00 (+17.02%) | ||
| 2023 | $2,656.00 Homeowner's exemption | $215,300 Land $49,900 Building $165,400 | $215,300 Land $49,900 Building $165,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Peter serves 12,198 people · EPA ID MN1520006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency | 125 / 40 |
| Midco Fixed Wireless | 100 / 20 |
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