Nicollet County property record for 821 Spruce Pl, Saint Peter, MN 56082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1992 |
| Lot Size | 0.212 acres (9,231 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Aug 2017) |
| Tax Bill | $3,750 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.708.0060 |
| Primary APN | 19.708.0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Basement Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,231 sqft (0.212 acres) |
| Lot Dimensions | 120 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 821 SPRUCE PL |
|---|---|
| City | SAINT PETER |
| State | MN |
| Zip | 56082-1584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 1 LOT 6 SUBDIVISIONCD 19708 SUBDIVISIONNAME PINE RIDGE SUBD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | PINE RIDGE SUBD |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | ST. PETER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 480400 |
Source: Nicollet County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 821 SPRUCE PL, SAINT PETER, MN 56082-1584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 27, 2021 | Deed of Trust, Mortgage · VA Mortgage US BANK NA |
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 21, 2017 | Warranty Deed, Transfer · VA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2017 · Amount on Record |
| Deed Sale | Aug 21, 2017 · Amount on Record |
| Prior Sale | Aug 17, 2017 · Amount on Record |
| Deed Document Number | 201762171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 821 SPRUCE PL, SAINT PETER, MN 56082-1584 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000073448 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 73448 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 821 SPRUCE PL, SAINT PETER, MN 56082-1584 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000069046 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 69046 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 821 SPRUCE PL, SAINT PETER, MN 56082-1584 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 62657 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 62657 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Aug 21, 2017 |
| Property Address | 821 SPRUCE PL, SAINT PETER, MN 56082-1584 |
| Document Number | 62171 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 62171 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | TITLE RESOURCES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 821 SPRUCE PL, SAINT PETER, MN 56082-1584 |
| Document Number | 62172 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 62172 |
| Name | US BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | St. Peter City |
| Unified School District | St. Peter Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,750.00 Homeowner's exemption | $284,500 (+13.03%) Land $43,500 Building $241,000 | $284,500 (+13.03%) Land $43,500 Building $241,000 |
| 2025 | $3,750.00 (+18.6%) | ||
| 2023 | $3,162.00 Homeowner's exemption | $251,700 Land $43,500 Building $208,200 | $251,700 Land $43,500 Building $208,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Peter serves 12,198 people · EPA ID MN1520006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency | 125 / 40 |
| Midco Fixed Wireless | 100 / 20 |
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