824 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 824 Moraga Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,459 sqft · built 1946
Lot Size	0.872 acres (38,000 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Oct 2006)
Tax Bill	$19,838 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`239-040-012-1`

Property Details

APN / Parcel Number

Primary APN	`239-040-012-1`
Alternative APN	`239-040-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,459 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	1,885 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1965
Lot Area	38,000 sqft (0.872 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	824 MORAGA RD
City	LAFAYETTE
State	CA
Zip	94549-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE HOMELAND #1 LOTS 23 & 24
Legal Subdivision	LAFAYETTE HOMELAND 01
Legal Lot Number	23,24
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	351200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	824 MORAGA RD, LAFAYETTE, CA 94549-5008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Quit Claim Deed, Transfer AMROCK INC
Nov 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2006 · Amount on Record
Deed Sale	Oct 13, 2006 · Amount on Record
Deed Document Number	2006324480
Last Transfer Date	Nov 5, 2020
Transfer Doc	0000288587
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 25, 2020
Property Address	824 MORAGA RD, LAFAYETTE, CA 94549-5008
Document Number	0000288587
Instrument Date	Nov 5, 2020
Instrument	288587
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	824 MORAGA RD LAFAYETTE CA 945495008, LAFAYETTE, CA 94549-5008

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 25, 2020
Property Address	824 MORAGA RD, LAFAYETTE, CA 94549-5008
Document Number	0000288585
Map Reference	MB 27 PG 33
Instrument Date	Nov 5, 2020
Instrument	2020-288585
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	824 MORAGA RD, LAFAYETTE, CA 94549-5008

Mortgage

Document Number	0000288586
Date	Nov 25, 2020
Instrument	2020-288586

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,634,895 (+2%) Land $1,229,920 Building $404,975
2025	$19,838.00 (+3.44%) Homeowner's exemption	$1,602,839 (+4.04%) Land $1,205,804 Building $397,035
2023	$19,178.00 (-0.14%) Homeowner's exemption	$1,540,600 Land $1,158,982 Building $381,618
2022	$19,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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