824 Harbor Ave, Monroe, MI 48162 Property Records

Monroe County property record for 824 Harbor Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1939
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,100 (Sep 2026)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-59-00433-000`

Property Details

APN / Parcel Number

Primary APN	`55-59-00433-000`
Alternative APN	`55 590 043 30`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	405 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	824 HARBOR AVE
City	MONROE
State	MI
Zip	48162-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	HARBORVIEW SUBDIVISION NORTH 20 FT OF LOT 139; ALL OF LOT 140 AND SOUTH 10 FT OF LOT 141
Legal Subdivision	HARBORVIEW SUBDIVISION
Legal Lot Number	139-141
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3021
Census Tract	831700

Owner

Source: Monroe County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2304 HIGHWAY 98 E, CARRABELLE, FL 32322-2316
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 20, 2026	Deed in Lieu of Foreclosure, Foreclosure
Mar 20, 2026	Deed in Lieu of Foreclosure, Foreclosure
Jan 23, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Deed Document Number	202616498
Prior Transfer Date	Mar 13, 2026
Prior Transfer Doc	0000004357
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Sep 17, 2026
Property Address	824 HARBOR AVE, MONROE, MI 48162-2531
Document Number	0000016498
Instrument Date	Sep 10, 2026
Instrument	202616498
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$49,313.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 HIGHWAY 98 E, CARRABELLE, FL 32322-2316

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 16, 2026
Property Address	824 HARBOR AVE, MONROE, MI 48162-2531
Document Number	0000006817
Instrument Date	Apr 15, 2026
Instrument	20266817
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Investor	Possibly a Property Investor

March 2026: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MONROE MI
Recording Date	Mar 20, 2026
Property Address	824 HARBOR AVE, MONROE, MI 48162-2531
Document Number	0000004396
Map Reference	LB 6 PG 39
Instrument Date	Mar 13, 2026
Instrument	2026R04396
Transaction Type	Foreclosure
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 HARBOR AVE, MONROE, MI 48162-2531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

March 2026: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MONROE MI
Recording Date	Mar 20, 2026
Property Address	824 HARBOR AVE, MONROE, MI 48162-2531
Document Number	0000004357
Map Reference	LB 6 PG 39
Instrument Date	Mar 13, 2026
Instrument	2026R04357
Transaction Type	Foreclosure
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name
Address	824 HARBOR AVE, MONROE, MI 48162-2531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE MI
Property Address	824 HARBOR AVE, MONROE, MI 48162-2531
Document Number	0000005126
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 HARBOR AVE MONROE MI 481622531, MONROE, MI 48162-2531

Mortgage

Document Number	0000005126
Date	Apr 11, 2019
Instrument	5126

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,500 (+1.02%) Land $69,500	$139,000 (+1.02%) Land $139,000
2025	$1,912.00 (+61.21%) Homeowner's exemption	$68,800 (+44.78%) Land $68,800	$137,600 (+44.78%) Land $137,600
2023	$1,186.00 Homeowner's exemption	$47,520	$95,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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