724 Harbor Ave, Monroe, MI 48162 Property Records

Monroe County property record for 724 Harbor Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1923
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Jun 2020)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-59-00425-000`

Property Details

APN / Parcel Number

Primary APN	`55-59-00425-000`
Alternative APN	`55 590 042 50`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	70 ft deep x 75 ft wide
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	724 HARBOR AVE
City	MONROE
State	MI
Zip	48162-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	HARBORVIEW SUBDIVISION ALL THAT PART OF LOTS 132; 133 & 134 LYING WEST OF RR RIGHT/OF/WAY
Legal Subdivision	HARBORVIEW SUBDIVISION
Legal Lot Number	132
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3019
Census Tract	831700

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	724 HARBOR AVE, MONROE, MI 48162-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Oct 18, 2017	Deed, Transfer · VA Mortgage ACCEPTANCE CAPITAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	202011250
Prior Transfer Date	May 27, 2015
Prior Transfer Doc	0000011834
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	724 HARBOR AVE, MONROE, MI 48162-2529
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 HARBOR AVE, MONROE, MI 48162-2529

Mortgage

Document Number	0000020899
Date	Oct 28, 2022
Instrument	2022R20899

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jun 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 11, 2020
Property Address	724 HARBOR AVE, MONROE, MI 48162-2529
Document Number	2020R11250
Map Reference	LB 6 PG 39
Instrument Date	May 28, 2020
Instrument	2020R11250
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$697.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3577 KANE RD, 3577, CARLETON, MI 48117-9352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23524 SOMERSET, NEW BOSTON, MI 48164-9040

Mortgage

Document Number	2020R11251
Date	Jun 11, 2020
Instrument	2020R11251

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000011252
Date	Jun 11, 2020
Instrument	2020R11252

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Oct 18, 2017
Property Address	724 HARBOR AVE, MONROE, MI 48162-2529
Document Number	2017R21088
Map Reference	LB6 PG39
Instrument Date	Oct 6, 2017
Instrument	2017R21088
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$546.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6777 HIVON RD, 6777, CARLETON, MI 48117-9600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 HARBOR AVE, MONROE, MI 48162-2529

Mortgage

Document Number	0000021089
Date	Oct 18, 2017
Instrument	2017R21089

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,200 (+45.19%) Land $63,200	$126,400 (+45.19%) Land $126,400
2025	$2,078.00 (+14.24%) Homeowner's exemption
2023	$1,819.00 Homeowner's exemption	$43,530	$87,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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