824 Greer St, Covington, KY 41011 Property Records

Kenton County property record for 824 Greer St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,804 sqft · built 1880
Lot Size	0.06 acres (2,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2020)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Nov 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-12-016.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-12-016.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,804 sqft Finished Area
Gross Area	3,266 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	2,625 sqft (0.06 acres)
Lot Dimensions	107 ft deep x 25 ft wide
Garage Type	Basement
Garage Area	180 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	824 GREER ST
City	COVINGTON
State	KY
Zip	41011-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREERS 2ND LOT 50 25'X 107' IRREG
Legal Subdivision	GREERS 2ND (HOMESTEAD)
Legal Lot Number	50
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1016
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	824 GREER ST, COVINGTON, KY 41011-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 24, 2020	Grant Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK
Sep 9, 2020	Loan Modification, Mortgage HERITAGE BK
Sep 3, 2019	Grant Deed, Construction Loan · Line of Credit HERITAGE BK
May 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 2, 2019	Warranty Deed, Transfer PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	20205900094
Deed Book / Page	57 / 410
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	0005900131
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	824 GREER ST, COVINGTON, KY 41011-1351
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 GREER ST, COVINGTON, KY 41011-1351

Mortgage

Document Number	0005900126
Date	Feb 18, 2022
Book Page	339/562
Instrument	22021805900126

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 24, 2020
Property Address	824 GREER ST, COVINGTON, KY 41011-1351
Document Number	0000000094
Book / Page	00KC57 / 000416
Instrument Date	Nov 18, 2020
Instrument	94
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 GREER ST COVINGTON KY 410111351, COVINGTON, KY 41011-1351

Mortgage

Document Number	95
Date	Nov 24, 2020
Book Page	00M131/000289
Instrument	95

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	824 GREER ST, COVINGTON, KY 41011-1351
Document Number	0000000094
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1065 ROBERTSON RD TAYLOR MILL KY 410152145, TAYLOR MILL, KY 41015-2145

Mortgage

Document Number	0000000094
Date	Sep 22, 2020
Book Page	000M44/000641
Instrument	94

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Term	12 Months
Due	Sep 21, 2021

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 3, 2019
Property Address	824 GREER ST, COVINGTON, KY 41011-1351
Document Number	0000000260
Book / Page	0C6742 / 000335
Instrument Date	Aug 30, 2019
Instrument	260
Transaction Type	Construction Loan
Record Updated	Sep 27, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	801 GREER ST COVINGTON KY 410115003, COVINGTON, KY 41011-5003

Mortgage

Document Number	262
Date	Sep 3, 2019
Book Page	0C6742/000338
Instrument	262

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2020

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 30, 2019
Property Address	824 GREER ST, COVINGTON, KY 41011-1351
Document Number	0000000131
Book / Page	0C6670 / 000051
Instrument Date	May 21, 2019
Instrument	131
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8019 PLEASANT VALLEY RD FLORENCE KY 410427745, FLORENCE, KY 41042-7745

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 2, 2019
Property Address	824 GREER ST, COVINGTON, KY 41011-1351
Document Number	0000000139
Book / Page	0C6573 / 000348
Instrument Date	Dec 26, 2018
Instrument	139
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 GREER ST COVINGTON KY 410111351, COVINGTON, KY 41011-1351

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,968.00 (-0.54%)	$375,000 (-) Land $10,000 Building $365,000	$375,000 (-) Land $10,000 Building $365,000
2023	$4,995.00	$375,000 Land $10,000 Building $365,000	$375,000 Land $10,000 Building $365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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