819 Greer St, Covington, KY 41011 Property Records

Kenton County property record for 819 Greer St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,195 sqft
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2022)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-22-12-011.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-12-011.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,195 sqft Finished Area

Exterior

Exterior Material	Brick
Foundation Type	Stone
Roof Material	Slate
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	819 GREER ST
City	COVINGTON
State	KY
Zip	41011-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREERS 2ND LOT 20 25'X 100'
Legal Subdivision	GREERS 2ND (HOMESTEAD)
Legal Lot Number	20
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1015
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	819 GREER ST, COVINGTON, KY 41011-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Jun 4, 2014 · Amount on Record
Deed Document Number	202273
Deed Book / Page	166 / 24
Last Transfer Date	May 4, 2023
Transfer Doc	0000000025
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 19, 2022
Property Address	819 GREER ST, COVINGTON, KY 41011-1350
Document Number	0005900073
Book / Page	166 / 24
Instrument Date	May 13, 2022
Instrument	22051905900073
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7538 TIKI DR, 7538, CINCINNATI, OH 45243-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	819 GREER ST, COVINGTON, KY 41011-1350

Mortgage

Document Number	0005900074
Date	May 19, 2022
Book Page	371/639
Instrument	22051905900074

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	819 GREER ST, COVINGTON, KY 41011-1350
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 GREER ST, COVINGTON, KY 41011-1350

Mortgage

Document Number	0005900041
Date	Sep 3, 2021
Book Page	267/640
Instrument	21090305900041

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	819 GREER ST, COVINGTON, KY 41011-1350
Document Number	0000000169
Book / Page	0C6071 / 000157
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	819 GREER ST COVINGTON KY 410111350, COVINGTON, KY 41011-1350

Mortgage

Document Number	0000000169
Date	Jan 9, 2017
Book Page	0C6071/000157
Instrument	169

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,000 (-) Land $10,000 Building $390,000	$400,000 (-) Land $10,000 Building $390,000
2025	$5,300.00 (-0.53%)	$400,000 (-) Land $10,000 Building $390,000	$400,000 (-) Land $10,000 Building $390,000
2023	$5,328.00	$400,000 Land $10,000 Building $390,000	$400,000 Land $10,000 Building $390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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