824 Fairfield Ave, Temperance, MI 48182 Property Records

Monroe County property record for 824 Fairfield Ave, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Aug 2018)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-023-096-00`

Property Details

APN / Parcel Number

Primary APN	`02-023-096-00`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	824 FAIRFIELD AVE
City	TEMPERANCE
State	MI
Zip	48182-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 T8S R7E .42 ACRES W 105 FT OF FOLL PAR COM 1487 FT E FR SW COR OF RAYMOND PL TH E 338.35 FT M/L TO W ROW LI OF A A R R
Legal Range	07E
Legal Township	08S
Legal Section	23
Legal Subdivision	RAYMOND PLACE
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1010
Census Tract	833500

Owner

824 Fairfield Ave is owned and occupied by an individual who bought it in August 2018.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	824 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 10, 2018	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Deed Document Number	201814226
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jul 6, 2026
Property Address	824 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205
Document Number	0000011780
Instrument Date	May 5, 2026
Instrument	202611780
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205

Mortgage

Document Number	0000011780,
Date	Jul 6, 2026
Instrument	202611780

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	266 Months
Due	Sep 1, 2048

Interest

Rate	6.37%
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 10, 2018
Property Address	824 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205
Document Number	0000014226
Instrument Date	Aug 8, 2018
Instrument	14226
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 FAIRFIELD AVE TEMPERANCE MI 481829205, TEMPERANCE, MI 48182-9205

Mortgage

Document Number	14227
Date	Aug 10, 2018
Instrument	14227

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 824 Fairfield Ave was $3,246.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,900 (+4.8%) Land $93,900	$187,800 (+4.8%) Land $187,800
2025	$3,246.00	$89,600 Land $89,600	$179,200 Land $179,200
2023	$2,864.00	$66,600	$133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Fairfield Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Fairfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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