815 Fairfield Ave, Temperance, MI 48182 Property Records

Monroe County property record for 815 Fairfield Ave, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,428 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (May 2013)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-023-106-20`

Property Details

APN / Parcel Number

Primary APN	`02-023-106-20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	233 ft deep x 62 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 FAIRFIELD AVE
City	TEMPERANCE
State	MI
Zip	48182-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SEC 23 T8S R7E .3316 ACRES COM @ A PT 1713.43 FT E OF NW COR OF SW 1/4 OF SEC 23 TH S 233 FT TH N 89D 23M E 62 FT TH N 233 FT
Legal Range	07E
Legal Township	08S
Legal Section	23
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1010
Census Tract	833500

Owner

815 Fairfield Ave is owned and occupied by two individuals who bought it in May 2013.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2013 · Amount on File
Deed Sale	May 17, 2013 · Amount on File
Prior Sale	May 15, 2013 · Amount on File
Deed Document Number	201313444
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	815 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 FAIRFIELD AVE III, TEMPERANCE, MI 48182-9205

Mortgage

Document Number	0000004657
Date	Mar 25, 2026
Instrument	2026R04657

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	815 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205

Mortgage

Document Number	0000018343
Date	Jul 14, 2021
Instrument	2021R18343

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	234 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 815 Fairfield Ave was $1,875 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,900 (+3.23%) Land $95,900	$191,800 (+3.23%) Land $191,800
2025	$1,875.00 Homeowner's exemption	$92,900 Land $92,900	$185,800 Land $185,800
2023	$1,661.00 Homeowner's exemption	$72,800	$145,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 Fairfield Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Fairfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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