824 Covington Rd, Belmont, CA 94002 Property Records

San Mateo County property record for 824 Covington Rd, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,530 sqft · built 1952
Lot Size	1.34 acres (58,754 sqft)
Owner	Trust Name on File
Tax Bill	$17,570 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-281-160`

Property Details

APN / Parcel Number

Primary APN	`044-281-160`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,530 sqft Living Area
1st Floor Area	2,380 sqft
2nd Floor Area	2,150 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	58,754 sqft
Lot Dimensions	6,784 ft deep x 6,784 ft wide
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	824 COVINGTON RD
City	BELMONT
State	CA
Zip	94002-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	1.416 ACS MOL BND E BY COVINGTON RD W BY LOTS 8 & 9 BLK 63 BELMONT CO CLUB PROP SUB 4 PTN OF LOTS 17 40 & 43 MEZES CANADA RSM 1/75 CITY OF BELMONT
Legal Subdivision	BELMONT CO CLUB PROP
Legal Block	63
Legal Lot Number	8,9
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2005
Census Tract	608800

Owner

824 Covington Rd is owner-occupied and held in a trust since March 1997.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	824 COVINGTON RD, BELMONT, CA 94002-1659
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Aug 28, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 19, 1997
Transfer Doc	0000033405
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	824 COVINGTON RD, BELMONT, CA 94002-1659
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 COVINGTON RD, BELMONT, CA 94002-1659

Mortgage

Document Number	0000000405
Date	Jan 4, 2022
Instrument	2022-000405

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	12.2%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	824 COVINGTON RD, BELMONT, CA 94002-1659
Document Number	0000071415
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	824 COVINGTON RD BELMONT CA 940021659, BELMONT, CA 94002-1659
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071415
Date	Sep 4, 2019
Instrument	71415

Lender

Name	BANK OF AMERICA
Type	Bank
Address	20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 824 Covington Rd was $17,570 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,305,687 (+2%) Land $398,271 Building $907,416
2025	$17,570.00 Homeowner's exemption	$1,280,086 Land $390,462 Building $889,624
2023	$15,442.00 (+0.78%) Homeowner's exemption	$1,230,380 Land $375,300 Building $855,080	$3,875,490
2022	$15,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Covington Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Covington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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