824 Cathedral Ln, Modesto, CA 95351 Property Records

Stanislaus County property record for 824 Cathedral Ln, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1992
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Company Names on Record
Last Sale	$178,000 (May 2002)
Tax Bill	$3,038 (2026)
Deeds & Mortgages	Aug 2026 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-062-020-000`

Property Details

APN / Parcel Number

Primary APN	`039-062-020-000`
Alternative APNs	`0396220000` `0396220`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	824 CATHEDRAL LN
City	CERES
State	CA
Zip	95307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CENTRAL ESTATES
Legal Block	4
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4007
Census Tract	2702

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	824 CATHEDRAL LN, MODESTO, CA 95351-4485
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2002 · Amount on Record
Deed Sale	May 24, 2002 · Amount on Record
Deed Document Number	200266887
Last Transfer Date	Aug 18, 2026
Transfer Doc	0000047321
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 28, 2026
Property Address	824 CATHEDRAL LN, MODESTO, CA 95351-4485
Document Number	0000047321
Instrument Date	Aug 18, 2026
Instrument	202647321
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	824 CATHEDRAL LN, MODESTO, CA 95351-4485

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	824 CATHEDRAL LN, MODESTO, CA 95351-4485
Document Number	0000022893
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	824 CATHEDRAL LN MODESTO CA 953514485, MODESTO, CA 95351-4485

Mortgage

Document Number	0000022893
Date	Apr 3, 2018
Instrument	22893

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2033

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,038.00 (+0.07%)	$268,195 (+2%) Land $87,385 Building $180,810
2025	$3,036.00 (+9.72%)	$262,937 (+4.04%) Land $85,672 Building $177,265
2023	$2,767.00 (+0.95%) Homeowner's exemption	$252,730 Land $82,347 Building $170,383
2022	$2,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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