817 Cathedral Ln, Modesto, CA 95351 Property Records

Stanislaus County property record for 817 Cathedral Ln, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1992
Lot Size	0.188 acres (8,199 sqft)
Owner	Individual Name on Record
Tax Bill	$4,971 (2026)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-062-073-000`

Property Details

APN / Parcel Number

Primary APN	`039-062-073-000`
Alternative APNs	`0396273000` `0396273`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	8,199 sqft (0.188 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	817 CATHEDRAL LN
City	MODESTO
State	CA
Zip	95351-4486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CENTRAL ESTATES
Legal Block	4
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4006
Census Tract	2702

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	817 CATHEDRAL LN, MODESTO, CA 95351-4486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Intrafamily Transfer, Transfer CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION
Jun 22, 2021	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021
Deed Sale	Jun 22, 2021
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	202159071
Prior Transfer Date	Sep 1, 2016
Prior Transfer Doc	0000072418
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 22, 2021
Property Address	817 CATHEDRAL LN, MODESTO, CA 95351-4486
Document Number	0000059071
Map Reference	MB 34 PG 93
Instrument Date	Jun 18, 2021
Instrument	2021-0059071
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 CATHEDRAL LN, MODESTO, CA 95351-4486

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 22, 2021
Property Address	817 CATHEDRAL LN, MODESTO, CA 95351-4486
Document Number	0000059070
Map Reference	MB 34 PG 93
Instrument Date	Jun 8, 2021
Instrument	2021-0059070
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 CATHEDRAL LN, MODESTO, CA 95351-4486

Mortgage

Document Number	0000059072
Date	Jun 22, 2021
Instrument	2021-0059072

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	817 CATHEDRAL LN, MODESTO, CA 95351-4486
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061920
Date	Sep 7, 2018
Instrument	2018-0061920

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,971.00 (-9.16%)	$430,000 (-7.4%) Land $220,000 Building $210,000
2025	$5,472.00 (+9.64%)	$464,362 (+4.04%) Land $184,013 Building $280,349
2023	$4,991.00 (+0.85%)	$446,331 Land $176,868 Building $269,463
2022	$4,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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