824 Bluff Ridge Dr, Cedar Hill, TX 75104 Property Records

Dallas County property record for 824 Bluff Ridge Dr, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	5 bd · 9 ba · 8,141 sqft · built 2004
Lot Size	1.66 acres (72,745 sqft)
Owner	2 Trust Names on File
Last Sale	$1,350,000 (Feb 2018)
Tax Bill	$39,383 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-02790-000-796-0000`

Property Details

APN / Parcel Number

Primary APN	`16-02790-000-796-0000`
Alternative APN	`160279000079600`

Interior

Bedrooms	5 Beds
Full Baths	9 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	8,141 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	72,745 sqft
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	160279000079600
Street Address	824 BLUFF RIDGE DR
City	CEDAR HILL
State	TX
Zip	75104-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	LAKE RIDGE SEC 6 PH 2 LT 796 ACS 1.670 INT201800052746 DD02232018 CO-DC 0279000079600 4CH02790000
Legal Subdivision	LAKE RIDGE SEC 6 PH 2
Legal Lot Number	796
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1000
Census Tract	16524

Owner

824 Bluff Ridge Dr is owner-occupied and held in a trust since February 2018.

Source: Dallas County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	824 BLUFF RIDGE DR, CEDAR HILL, TX 75104-4517
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONEWEST BANK FSB
Feb 28, 2018	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Jun 25, 2015 · Amount on File
Deed Document Number	201852746
Prior Transfer Date	Oct 6, 2015
Prior Transfer Doc	0000280023
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	May 13, 2026
Property Address	824 BLUFF RIDGE DR, CEDAR HILL, TX 75104-4517
Document Number	0000102569
Instrument Date	Apr 24, 2026
Instrument	2026102569
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	824 BLUFF RIDGE DR, CEDAR HILL, TX 75104-4517
Investor	Possibly a Property Investor

Mortgage

Document Number	0000102569,
Date	May 13, 2026
Instrument	2026102569

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 9, 2066

Interest

Rate	6.38%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	824 BLUFF RIDGE DR, CEDAR HILL, TX 75104-4517
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243149
Date	Sep 12, 2022
Instrument	202200243149

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	824 BLUFF RIDGE DR, CEDAR HILL, TX 75104-4517
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100236603
Date	Aug 9, 2021
Instrument	202100236603

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jun 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	824 BLUFF RIDGE DR, CEDAR HILL, TX 75104-4517
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000179888
Date	Jul 14, 2020
Instrument	202000179888

Lender

Name	ONEWEST BANK FSB
Type	Bank
Address	PASADENA, CA 91103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Feb 28, 2018
Property Address	824 BLUFF RIDGE DR, CEDAR HILL, TX 75104-4517
Document Number	0000052746
Instrument Date	Feb 23, 2018
Instrument	52746
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 BLUFF RIDGE DR CEDAR HILL TX 751044517, CEDAR HILL, TX 75104-4517

Mortgage

Document Number	52747
Date	Feb 28, 2018
Instrument	52747

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	3701 REGENT BLVD # 180, IRVING, TX 75063-2312

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 824 Bluff Ridge Dr was $39,383, up 9.1% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,031,360 (-8.45%) Land $167,000 Building $1,864,360	$2,031,360 (-8.45%) Land $167,000 Building $1,864,360
2025	$39,383.00 (+9.1%) Homeowner's exemption	$2,218,760 Land $147,460 Building $2,071,300	$2,218,760 Land $147,460 Building $2,071,300
2024	$36,097.00 (+2.38%)
2023	$35,257.00 (-4.13%) Homeowner's exemption	$1,699,140 Land $147,460 Building $1,551,680	$1,699,140 Land $147,460 Building $1,551,680
2022	$36,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Bluff Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Bluff Ridge Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Nextlink.

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