824 10th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 824 10th Ave, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 831 sqft · built 1908
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Nov 2021)
Tax Bill$3,312 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
APN23-7663-56060

Property Details

APN / Parcel Number

Primary APN23-7663-56060

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area831 sqft Gross Area
1st Floor Area729 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 2000
Architectural StyleOther
Exterior MaterialVinyl
Construction TypeWood
Roof MaterialOther
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeMixed
Garage Area352 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Deck Area128 sqft
Lean-To176 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address824 10TH AVE
CityTWO HARBORS
StateMN
Zip55616-1343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLOCK 56
Legal SubdivisionMINNEOSTA IRON COMPANY 3RD ADDITION
Legal Block56
Legal Lot Number6
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group4
Census Block4011
Census Tract370400

Owner

824 10th Ave is owned by an individual who bought it in November 2021.

Source: Lake County records, as of October 22, 2026

Owner of RecordIndividual Name on File
Mailing Address8410 CLAYMORE CT, INVER GROVE HEIGHTS, MN 55076-4562
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2021 · Amount on File
Deed SaleNov 3, 2021 · Amount on File
Prior SaleFeb 10, 2016 · Amount on File
Deed Document Number2021198878
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateNov 3, 2021
Property Address824 10TH AVE, TWO HARBORS, MN 55616-1343
Document NumberA000198878
Instrument DateOct 28, 2021
InstrumentA000198878
Transaction TypeTransfer
Record UpdatedNov 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 10TH AVE, TWO HARBORS, MN 55616-1343

Mortgage

Document NumberA000198879
DateNov 3, 2021
InstrumentA000198879
Lender
NameAXIA FINANCIAL LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 824 10th Ave was $3,312.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,312.00$218,900 Land $25,600 Building $193,300$218,900 Land $25,600 Building $193,300
2023$233,100 Land $18,800 Building $214,300$233,100 Land $18,800 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 824 10th Ave; there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2012–2019)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 10th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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