819 10th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 819 10th Ave, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 924 sqft · built 1910
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Apr 2024)
Tax Bill$2,278 (2026)
Deeds & MortgagesApr 2024 Mortgage
Aug 2023 Sale
APN23-7663-59120

Property Details

APN / Parcel Number

Primary APN23-7663-59120

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Stories1 Story
Building Area924 sqft Gross Area
1st Floor Area924 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2010
Architectural StyleOther
Exterior MaterialWood
Construction TypeWood
Roof MaterialOther
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeMixed
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area140 sqft
Deck Area60 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address819 10TH AVE
CityTWO HARBORS
StateMN
Zip55616-1342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLOCK 59
Legal Block59
Legal Lot Number12
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group1
Census Block1078
Census Tract370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address819 10TH AVE, TWO HARBORS, MN 55616-1342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Aug 1, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2024 · Amount on Record
Deed SaleApr 26, 2024 · Amount on Record
Prior SaleJul 27, 2023 · Amount on Record
Deed Document Number20241642420
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address819 10TH AVE, TWO HARBORS, MN 55616-1342
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000204028
DateApr 29, 2024
InstrumentA000204028
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateAug 1, 2023
Property Address819 10TH AVE, TWO HARBORS, MN 55616-1342
Document NumberA000202717
Instrument DateJul 27, 2023
InstrumentA000202717
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6163 DEERVIEW TRL, DULUTH, MN 55804-8641

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,278.00 Homeowner's exemption$245,600 (+27.92%) Land $25,600 Building $220,000$245,600 (+27.92%) Land $25,600 Building $220,000
2023$192,000 Land $18,800 Building $173,200$192,000 Land $18,800 Building $173,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 10th Ave

Nearby Streets

Search Property Records by Address or Parcel Number