8214 Tscharner Rd, Henderson, KY 42420 Property Records

Henderson County property record for 8214 Tscharner Rd, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,231 sqft · built 1989
Lot Size1.25 acres (54,450 sqft)
Owner2 Company Names on File
Tax Bill$4,213 (2025)
Deeds & MortgagesOct 2026 Sale
Feb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN85-95

Property Details

APN / Parcel Number

Primary APN85-95
Alternative APN
  • 3331

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,231 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area54,450 sqft (1.25 acres)
Garage TypeAttached
Garage Area1,218 sqft
DrivewayAsphalt Driveway
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area589 sqft
Deck Area285 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther

Location & Zoning

Account Number3331
Street Address8214 TSCHARNER RD
CityHENDERSON
StateKY
Zip42420-9765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionSINGLE FAMILY
JurisdictionHENDERSON KY
Township / Civil DivisionSPOTTSVILLE
Census Block Group3
Census Block3026
Census Tract20701

Owner

8214 Tscharner Rd, a single family home, is owned by a company.

Source: Henderson County records, as of October 14, 2026

Owner of Record2 Company Names on File
Mailing Address8214 TSCHARNER RD, HENDERSON, KY 42420-9765
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 5, 2021Deed of Trust, Mortgage · Line of Credit
FIELD & MAIN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON KY
Recording DateOct 7, 2026
Property Address8214 TSCHARNER RD, HENDERSON, KY 42420-9765
Document Number0000010408
Book / Page694 / 913
Instrument DateOct 1, 2026
Instrument202610408
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address8214 TSCHARNER RD, HENDERSON, KY 42420-9765

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address8214 TSCHARNER RD, HENDERSON, KY 42420-9765
Transaction TypeMortgage
Record UpdatedFeb 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8214 TSCHARNER RD, HENDERSON, KY 42420-9765

Mortgage

Document NumberMT1343/699
DateFeb 5, 2021
Book PageMT 1343/699
Instrument2021001386
Lender
NameFIELD & MAIN BANK
TypeBank
AddressHENDERSON, KY 42419
Agreement
TypeLine of Credit
AmountAmount on Record
Term23 Months
DueJan 29, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 8214 Tscharner Rd was $4,213.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,213.00$375,000$375,000
2023$4,247.00$375,000$375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8214 Tscharner Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1997–2018)
Most Recent ClaimMar 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8214 Tscharner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tscharner Rd

Nearby Streets

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