8232 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8232 Howard Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$261,000 (Sep 2025)
Tax Bill	$2,530 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0153-0026`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0153-0026`
Alternative APNs	`45-07-19-126-029.000-027` `182801530026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0153-0026
Old Parcel Number	182801530026
Street Address	8232 HOWARD AVE
City	MUNSTER
State	IN
Zip	46321-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MONALDI'S 6TH ADD. TO MUNSTER LOT 27
Legal Subdivision	LAWRENCE MONALDIS ADD 06
Legal Lot Number	27
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4007
Census Tract	40401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8232 HOWARD AVE, MUNSTER, IN 46321-1837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE
Sep 3, 2025	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Deed Document Number	2025-533514
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8232 HOWARD AVE, MUNSTER, IN 46321-1837
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014350
Date	Jun 21, 2021
Instrument	2021-514350

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8232 HOWARD AVE, MUNSTER, IN 46321-1837
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006255
Date	Feb 9, 2022
Instrument	2022-506255

Lender

Name	COMPASS MORTGAGE
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 3, 2025
Property Address	8232 HOWARD AVE, MUNSTER, IN 46321-1837
Document Number	0000033514
Map Reference	MB 30 PG 82
Instrument Date	Aug 26, 2025
Instrument	2025-533514
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8232 HOWARD AVE, MUNSTER, IN 46321-1837

Mortgage

Document Number	0000033515
Date	Sep 3, 2025
Instrument	2025-533515

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,900 (+5.94%) Land $41,200 Building $190,700	$231,900 (+5.94%) Land $41,200 Building $190,700
2024	$2,530.00 (+1.4%)	$218,900 (+7.04%) Land $41,200 Building $177,700	$218,900 (+7.04%) Land $41,200 Building $177,700
2023		$204,500 (+5.74%) Land $45,300 Building $159,200	$204,500 (+5.74%) Land $45,300 Building $159,200
2022	$2,495.00 Homeowner's exemption	$193,400 Land $45,300 Building $148,100	$193,400 Land $45,300 Building $148,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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