8217 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8217 Howard Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1956
Lot Size	0.186 acres (8,125 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Dec 2011)
Tax Bill	$2,998 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0153-0015`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0153-0015`
Alternative APNs	`45-07-19-127-015.000-027` `182801530015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,125 sqft (0.186 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0153-0015
Old Parcel Number	182801530015
Street Address	8217 HOWARD AVE
City	MUNSTER
State	IN
Zip	46321-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MONALDE'S 6TH ADD TO MUNSTER, LOT 15 AND N. 5 FT LOT 16 N.5 FT. LOT 16
Legal Subdivision	LAWRENCE MONALDIS 6TH ADD
Legal Lot Number	15,16
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4008
Census Tract	40401

Owner

8217 Howard Ave is owned and occupied by two individuals who bought it in December 2011.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8217 HOWARD AVE, MUNSTER, IN 46321-1836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2011 · Amount on File
Deed Sale	Dec 13, 2011 · Amount on File
Prior Sale	Nov 23, 2005
Deed Document Number	2011 071977
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8217 HOWARD AVE, MUNSTER, IN 46321-1836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001627
Date	Jan 8, 2021
Instrument	2021-001627

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Nov 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,100 Land $43,900 Building $221,200	$265,100 Land $43,900 Building $221,200
2024	$2,998.00
2023		$234,000 (+5.79%) Land $49,100 Building $184,900	$234,000 (+5.79%) Land $49,100 Building $184,900
2022	$2,882.00 Homeowner's exemption	$221,200 Land $49,100 Building $172,100	$221,200 Land $49,100 Building $172,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8217 Howard Ave in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8217 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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