823 Veranda Pl, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 823 Veranda Pl, Celebration, FL 34747

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,751 sqft · built 1996
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Apr 2023)
Tax Bill	$12,546 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-28-2783-0001-0640`

Property Details

APN / Parcel Number

Primary APN	`07-25-28-2783-0001-0640`
Alternative APNs	`252807278300010640` `7747`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,751 sqft Living Area
Gross Area	3,381 sqft
1st Floor Area	1,636 sqft
Upper Floors Area	1,115 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	121 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	168 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	823 VERANDA PL
City	KISSIMMEE
State	FL
Zip	34747-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	CELEBRATION VILLAGE UNIT 2 PB 8 PGS 185-212 LOT 64 07/25/28
Legal Range	28E
Legal Township	25S
Legal Section	07
Legal Subdivision	CELEBRATION VLG UNIT 2
Legal Tract	2783
Legal Block	640
Legal Lot Number	64
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1005
Census Tract	40807

Owner

823 Veranda Pl is owned and occupied by two individuals who bought it in April 2023.

Source: Osceola County records, as of June 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	823 VERANDA PL, CELEBRATION, FL 34747-4622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit BLACKBRIDGE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on File
Deed Sale	Apr 24, 2023 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	202348661
Deed Book / Page	6393 / 818
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 28, 2026
Property Address	823 VERANDA PL, KISSIMMEE, FL 34747-4622
Document Number	0000069830
Book / Page	6978 / 906
Instrument Date	May 22, 2026
Instrument	202669830
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 VERANDA PL, KISSIMMEE, FL 34747-4622

Mortgage

Document Number	0000069830,
Date	May 28, 2026
Book Page	6978/906
Instrument	202669830

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 24, 2023
Property Address	823 VERANDA PL, CELEBRATION, FL 34747-4622
Document Number	0063930818
Book / Page	6393 / 818
Map Reference	MB 8 PG 185-212
Instrument Date	Apr 21, 2023
Instrument	2023048661
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	823 VERANDA PL, CELEBRATION, FL 34747-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 VERANDA PL, CELEBRATION, FL 34747-4622

Mortgage

Document Number	0063930820
Date	Apr 24, 2023
Book Page	6393/820
Instrument	2023048662

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	823 VERANDA PL, CELEBRATION, FL 34747-4622
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063682718
Date	Mar 9, 2023
Book Page	6368/2718
Instrument	2023027647

Lender

Name	BLACKBRIDGE CAPITAL LLC
Type	Non-Lending Institution
Address	TAMPA, FL 33606

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 823 Veranda Pl was $12,546 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,546.00 Homeowner's exemption	$867,700 Land $201,200 Building $666,500	$867,700 Land $201,200 Building $666,500
2023	$11,349.00 (+13.52%)	$792,700 (+19.67%) Land $161,000 Building $631,700	$792,700 (+19.67%) Land $161,000 Building $631,700
2022	$9,997.00	$662,400 Land $87,100 Building $575,300	$662,400 Land $87,100 Building $575,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 Veranda Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Veranda Pl is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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