823 Union St, Ada, OH 45810 Property Records

Hardin County property record for 823 Union St, Ada, OH 45810

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,509 sqft
Lot Size	0.18 acres (7,850 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2018)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Sep 2019 Construction Loan Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-080020.0000`

Property Details

APN / Parcel Number

Primary APN	`25-080020.0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,509 sqft Total Area
1st Floor Area	1,509 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,850 sqft (0.18 acres)
Lot Dimensions	157 ft deep x 50 ft wide
Garage Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	823 UNION ST
City	ADA
State	OH
Zip	45810-1330
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DOBBINS PT VAC ALLEY 8
Legal Subdivision	DOBBINS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1006
Census Tract	401

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 UNION ST, ADA, OH 45810-1330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	May 14, 2015
Deed Document Number	20181802
Deed Book / Page	550 / 826
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	823 UNION ST, ADA, OH 45810-1330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 UNION ST, ADA, OH 45810-1330

Mortgage

Document Number	554/1082
Date	Sep 24, 2019
Book Page	554/1082
Instrument	201900003001

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jun 12, 2018
Property Address	823 UNION ST, ADA, OH 45810-1330
Document Number	00550/0826
Book / Page	550 / 0826
Instrument Date	Jun 12, 2018
Instrument	201800001802
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 UNION ST, ADA, OH 45810-1330

Mortgage

Document Number	201800001803
Date	Jun 12, 2018
Instrument	201800001803

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,652.00 (+1.29%)	$41,580 (-) Land $2,330 Building $39,250
2024	$1,631.00 (+0.49%) Homeowner's exemption	$41,580 (-) Land $2,330 Building $39,250
2023	$1,623.00 (+29.84%) Homeowner's exemption	$41,580 (+50.54%) Land $2,330 Building $39,250	$118,800 (+50.55%) Land $6,660 Building $112,140
2022	$1,250.00 Homeowner's exemption	$27,620 Land $2,240 Building $25,380
2020			$78,910 Land $6,400 Building $72,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile.

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