720 Union St, Ada, OH 45810 Property Records

Hardin County property record for 720 Union St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,719 sqft
Lot Size	0.464 acres (20,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Jun 2020)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-080087.0000`

Property Details

APN / Parcel Number

Primary APN	`25-080087.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
1st Floor Area	1,719 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,240 sqft (0.464 acres)
Lot Dimensions	319 ft deep x 121 ft wide
Garage Area	720 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 UNION ST
City	ADA
State	OH
Zip	45810-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOBBINS 2ND PT PT VAC ALLEY OL 3
Legal Subdivision	DOBBINS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1015
Census Tract	401

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 UNION ST, ADA, OH 45810-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK
Jun 17, 2020	Survivorship Deed, Transfer · Conventional Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Apr 28, 2009 · Amount on Record
Deed Document Number	20202021
Deed Book / Page	556 / 5390
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	720 UNION ST, ADA, OH 45810-1329
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00563/3983
Date	Jan 24, 2022
Book Page	563/3983
Instrument	202200000293

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	KENTON, OH 43326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

June 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Jun 17, 2020
Property Address	720 UNION ST, ADA, OH 45810-1329
Document Number	00556/5390
Book / Page	556 / 5390
Instrument Date	Jun 16, 2020
Instrument	202000002021
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	720 UNION ST, ADA, OH 45810-1329

Mortgage

Document Number	202000002022
Date	Jun 17, 2020
Instrument	202000002022

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (+14.89%)	$57,590 (+13.48%) Land $5,810 Building $51,780
2024	$1,968.00 (+0.36%) Homeowner's exemption	$50,750 (-) Land $5,810 Building $44,940
2023	$1,961.00 (+22.18%) Homeowner's exemption	$50,750 (+40.97%) Land $5,810 Building $44,940	$164,540 (+59.97%) Land $16,600 Building $147,940
2022	$1,605.00 Homeowner's exemption	$36,000 Land $5,620 Building $30,380
2020			$102,860 Land $16,060 Building $86,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile.

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