823 Tracy St, Owosso, MI 48867 Property Records

Shiawassee County property record for 823 Tracy St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (Jul 2026)
Tax Bill$2,969 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2023 Sale
+ 6 more
Flood ZoneZone X (minimal risk)
APN050-602-006-009-00

Property Details

APN / Parcel Number

Primary APN050-602-006-009-00

Exterior

Lot Area18,295 sqft (0.42 acres)

Location & Zoning

Street Address823 TRACY ST
CityOWOSSO
StateMI
Zip48867-4063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 9 & 10 BLK 6 M L STEWART & CO'S 2ND ADD INCL 12 CLSD ALLEY
Legal SubdivisionM L STEWART & COS 2ND ADD
Legal Block6
Legal Lot Number9-10
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1017
Census Tract30700

Owner

Source: Shiawassee County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address823 TRACY ST, OWOSSO, MI 48867-4063
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Apr 27, 2023Redemption Deed, Transfer
Apr 27, 2023Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INC
Feb 16, 2023Sheriff's Deed, Foreclosure
Nov 3, 2021Deed of Trust, Mortgage · Line of Credit
CLEAN STATE PROPERTIES LLC
Apr 30, 2021Quit Claim Deed, Transfer
Quitclaim
May 4, 2021Sheriff's Deed, Foreclosure
May 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2026 · Amount on Record
Deed SaleJul 29, 2026 · Amount on Record
Prior SaleApr 27, 2023 · Amount on Record
Deed Document Number20263405629
Deed Book / Page1341 / 16
Prior Transfer DateApr 30, 2021
Prior Transfer Doc0012820083
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 29, 2026
Property Address823 TRACY ST, OWOSSO, MI 48867-4063
Document Number0003405629
Book / Page1341 / 16
Instrument DateJul 23, 2026
Instrument20263405629
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyCROSSROADS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$154,610.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address823 TRACY ST, OWOSSO, MI 48867-4063

Mortgage

Document Number0003405630,
DateJul 29, 2026
Instrument20263405630
Lender
NameDAS ACQUISITION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

April 2023: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 27, 2023
Property Address823 TRACY ST, OWOSSO, MI 48867-4063
Document Number0013060717
Book / Page1306 / 717
Instrument DateApr 26, 2023
Instrument3370829
Transaction TypeTransfer
Record UpdatedMay 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRedemption Amount

Transferred From (Grantor/Seller)

NameVerified Name
Address208 N SHIAWASSEE ST, CORUNNA, MI 48817-1447

Transferred To (Grantee/Buyer)

NameVerified Name

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 27, 2023
Property Address823 TRACY ST, OWOSSO, MI 48867-4063
Document Number0013060734
Book / Page1306 / 734
Map ReferenceLB 1 PG 23
Instrument DateApr 21, 2023
Instrument3370846
Transaction TypeTransfer
Record UpdatedMay 9, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 850, ADA, MI 49301-0850

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 S NORTON ST APT F58, F58, CORUNNA, MI 48817-1244

Mortgage

Document Number0003370847
DateApr 27, 2023
Instrument3370847
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Mortgage

Document Number0013060736
DateApr 27, 2023
Book Page1306/736
Instrument3370848
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

February 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionSHIAWASSEE MI
Recording DateFeb 16, 2023
Property Address823 TRACY ST, OWOSSO, MI 48867-4063
Document Number0013040389
Book / Page1304 / 389
Map ReferenceLB 1 PG 23
Instrument DateDec 14, 2022
Instrument3368483
Transaction TypeForeclosure
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1971 E BELTLINE AVE NE, GRAND RAPIDS, MI 49525-7045

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address823 TRACY ST, OWOSSO, MI 48867-4063
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 850, ADA, MI 49301-0850

Mortgage

Document Number0012890254
DateNov 3, 2021
Book Page1289/254
Instrument3353084
Lender
NameCLEAN STATE PROPERTIES LLC
TypeNon-Lending Institution
AddressGRAND RAPIDS, MI 49525
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 30, 2021
Property Address823 TRACY ST, OWOSSO, MI 48867-4063
Document Number0012820083
Book / Page1282 / 83
Map ReferenceLB 1 PG 23
Instrument DateApr 30, 2021
Instrument3345849
Transaction TypeTransfer
Record UpdatedJun 20, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address823 TRACY ST, 823, OWOSSO, MI 48867-4063

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 850, ADA, MI 49301-0850

May 2021: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionSHIAWASSEE MI
Recording DateMay 4, 2021
Property Address823 TRACY ST, OWOSSO, MI 48867-4063
Document Number0012820192
Book / Page1282 / 192
Map ReferenceLB 1 PG 23
Instrument DateApr 21, 2021
Instrument3345959
Transaction TypeForeclosure
Record UpdatedMay 19, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 XENIUM LN N, PLYMOUTH, MN 55441-4429

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateMay 16, 2019
Property Address823 TRACY ST, OWOSSO, MI 48867-4063
Document Number0012570297
Book / Page001257 / 000297
Instrument DateMay 3, 2019
Instrument3320829
Transaction TypeTransfer
Record UpdatedJun 3, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6205 ROUND LAKE RD LAINGSBURG MI 488489409, LAINGSBURG, MI 48848-9409

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,600 (+9.83%)$163,200 (+9.83%)
2025$2,969.00 (+44.97%) Homeowner's exemption$74,300 (+21.01%)$148,600 (+21.01%)
2024$2,048.00
2023$2,048.00 Homeowner's exemption Additional exemption filed$61,400$122,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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