Shiawassee County property record for 816 Tracy St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Aug 2025) |
| Tax Bill | $1,606 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-602-007-013-00 |
| Primary APN | 050-602-007-013-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 338 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 816 TRACY ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 7 M L STEWART & CO'S 2ND ADD INCLUDING 12 CLOSED ALLEY |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 7 |
| Legal Lot Number | 11 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6671 AMBASSADOR AVE, 811, GRAND LEDGE, MI 48837-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE DART BANK |
| Sep 4, 2019 | Warranty Deed, Transfer · Conventional with PMI CASON HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on Record |
| Deed Sale | Aug 8, 2025 · Amount on Record |
| Prior Sale | Feb 22, 2016 · Amount on Record |
| Deed Document Number | 20253394308 |
| Deed Book / Page | 1329 / 881 |
| Prior Transfer Date | Aug 20, 2015 |
| Prior Transfer Doc | 0012130997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 8, 2025 |
| Property Address | 816 TRACY ST, OWOSSO, MI 48867-4064 |
| Document Number | 0013290881 |
| Book / Page | 1329 / 881 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 3394308 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $922.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 816 TRACY ST, OWOSSO, MI 48867-4064 |
| Name | Verified Name |
|---|---|
| Address | 6671 AMBASSADOR AVE, GRAND LEDGE, MI 48837-8715 |
| Document Number | 0003394022 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 3394022 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 4, 2019 |
| Property Address | 816 TRACY ST, OWOSSO, MI 48867-4064 |
| Document Number | 0012600738 |
| Book / Page | 001260 / 000738 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 3324303 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $607.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1975 E BEARD RD PORTLAND MI 48875, PORTLAND, MI 48875 |
| Document Number | 12600739 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 001260/000739 |
| Instrument | 3324304 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33408 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2049 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,300 (+8.86%) | $110,600 (+8.86%) | |
| 2025 | $1,606.00 (+4.9%) Homeowner's exemption | $50,800 (+20.95%) | $101,600 (+20.95%) |
| 2023 | $1,531.00 Homeowner's exemption | $42,000 | $84,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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