823 Rustic Way, Royse City, TX 75189 Property Records

Collin County property record for 823 Rustic Way, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,159 sqft · built 2019
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$221,900 (Apr 2020)
Tax Bill	$5,376 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-11861-00O-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-11861-00O-0040-1`
Alternative APNs	`000002798874` `2798874`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,159 sqft Living Area
Gross Area	2,775 sqft
1st Floor Area	1,368 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Lot Area	7,187 sqft (0.165 acres)
Garage Type	Attached
Garage Area	449 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	823 RUSTIC WAY
City	ROYSE CITY
State	TX
Zip	75189-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA PHASE 2, BLK O, LOT 4
Legal Subdivision	MAGNOLIA PHASE 2 (GCN)
Legal Block	O
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	NEVADA
Census Block Group	3
Census Block	3040
Census Tract	31201

Owner

823 Rustic Way is owned and occupied by two individuals who bought it in April 2020.

Source: Collin County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	823 RUSTIC WAY, ROYSE CITY, TX 75189-6022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Deed Document Number	2020606360
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	May 29, 2026
Property Address	823 RUSTIC WAY, ROYSE CITY, TX 75189-6022
Document Number	0000071751
Instrument Date	May 27, 2026
Instrument	202671751
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 RUSTIC WAY, ROYSE CITY, TX 75189-6022

Mortgage

Document Number	0000071751,
Date	May 29, 2026
Instrument	202671751

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	May 1, 2050

Interest

Rate	6.3%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	823 RUSTIC WAY, ROYSE CITY, TX 75189-6022
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 RUSTIC WAY, ROYSE CITY, TX 75189-6022

Mortgage

Document Number	2023000105203
Date	Sep 12, 2023
Instrument	2023000105203

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 823 Rustic Way was $5,376 with a homeowner's exemption, down 12.2% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Community Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,376.00 (-12.2%) Homeowner's exemption	$298,864 Land $80,000 Building $218,864	$298,864 Land $80,000 Building $218,864
2024	$6,123.00
2023		$346,590 Land $80,000 Building $266,590	$346,590 Land $80,000 Building $266,590
2022	$6,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 Rustic Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Rustic Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JOSEPHINE serves 9,800 people · EPA ID TX0430036
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Point Broadband Fixed Wireless	100 / 100
Nextlink Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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