823 Prospect Ave, Pine Beach, NJ 08741 Property Records

Ocean County and Pine Beach Borough property record for 823 Prospect Ave, Pine Beach, NJ 08741

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 bd · 2 ba · 2,264 sqft · built 1962
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,700 (Jun 1981)
Tax Bill	$7,528 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-00018-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`23-00018-0000-00031`
Alternative APN	`230001800031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,264 sqft Gross Area
1st Floor Area	1,228 sqft
Basement Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	823 PROSPECT AVE
City	PINE BEACH
State	NJ
Zip	08741-1319
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R75
Legal Description	100X125 L33, 35, 37 DISABLED VETERAN
Legal Subdivision	PINE BEACH BOROUGH
Legal Block	18
Legal Lot Number	31
Jurisdiction	OCEAN NJ
Township / Civil Division	PINE BEACH
Census Block Group	1
Census Block	1039
Census Tract	730000

Owner

Source: Ocean County and Pine Beach Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 PROSPECT AVE, PINE BEACH, NJ 08741-1319
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 1981 · Amount on Record
Deed Sale	Jun 18, 1981 · Amount on Record
Deed Book / Page	4004 / 938
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	823 PROSPECT AVE, PINE BEACH, NJ 08741-1319
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 PROSPECT AVE, PINE BEACH, NJ 08741-1319

Mortgage

Document Number	0194090624
Date	Jun 20, 2023
Book Page	19409/624
Instrument	2023045775

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	823 PROSPECT AVE, PINE BEACH, NJ 08741-1319
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	NOT AVAILABLE, PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184900846
Date	May 21, 2021
Book Page	18490/846
Instrument	2021077962

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	823 PROSPECT AVE, PINE BEACH, NJ 08741-1319
Document Number	0179331945
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	823 PROSPECT AVE PINE BEACH NJ 087411319, PINE BEACH, NJ 08741-1319

Mortgage

Document Number	0179331945
Date	Jun 22, 2020
Book Page	017933/001945
Instrument	63279

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: Ocean County and Pine Beach Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Pine Beach Borough
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,200 (-) Land $150,000 Building $221,200	$371,200 (-) Land $150,000 Building $221,200
2025	$7,528.00 (+12.51%) Veteran's exemption	$371,200 (-) Land $150,000 Building $221,200	$371,200 (-) Land $150,000 Building $221,200
2024	$6,691.00 (+20.28%)
2023		$371,200 Land $150,000 Building $221,200	$371,200 Land $150,000 Building $221,200
2022	$5,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (1978–2012)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE BEACH WATER DEPT serves 2,140 people · EPA ID NJ1522001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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